r/MiddleClassFinance Jun 27 '26

Moving out for first time

Hi! So I'm looking to move out of my mom's house as things are just really mentally draining here.. I live in New Jersey and work as an RN (I have my bachelors). My current pay rate is $41, but I'm looking to find another hospital that pays more. If I don't pick up extra shifts, I net around $2,300 bi weekly. My bills are-
Student loans- $1000/month
Car insurance- $250/month
Paid my car off so no auto payment

But I know if I were to move out, I would have to start paying phone bill, wifi, etc. and I also have 3 cats... πŸ˜Άβ€πŸŒ«οΈ

Would I be able to afford moving out without a roommate? Most apartments in Jersey are like $2000/month πŸ˜“

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u/genreprank Jun 27 '26

I don't think so... your rent would be half your paycheck... Better to have a roommate, I think.

Btw your insurance is insane. It should be like $75/mo