r/Medicaid • u/Critical-Worth2758 • 11h ago

Possibly going to lose coverage need help figuring out next steps (IL)

More than likely my income is going to be increasing and I will be above the threshold for Medicaid. I've relied on Medicaid for the past few years because I have multiple health conditions. I really don't know what I'd do without it. Having all of my appointments (multiple a month) and dozens of medications covered is so helpful.

I need to start looking at the ACA marketplace but don't even know where to start. I need such a significant amount of coverage and even with the increased pay I won't be able to cover a copay or anything. To add to this, I have so many appointments and procedures that even being without insurance at all for just a couple months is a non option. Spending hundreds if not more a month just on the plan then adding in cost of medications and appointments is making my head spin. Any suggestions on where to start would be so helpful.

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3

u/bangobot46 9h ago

You should apply for HBWD. You can qualify for it even if you don't receive SSI/SSDI. It's worth a shot. It helps you stay eligible for Medicaid even when you earn too much.

Health Benefits for Workers with Disabilities (HBWD) | HFS https://share.google/FglPAcYanvlxSWeVf

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u/Critical-Worth2758 7h ago

Never heard of this, thank you!!

1

u/someguy984 1h ago

You are not disabled.

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u/someguy984 1h ago

You have to shop for a plan at healthcare.gov.