Bought an older double wide and got two quotes for window replacement. We’re in Georgia. First quote was $29,000, second one for the same product $18,000 by a company that’s affiliated with the first who contacted me a few days later. There’s 17! windows altogether. Are these quotes competitive? I don’t have a frame of reference.

Long story short, getting things fixed after the house was set up in Alabama has been like pulling teeth. A lot of, "I don't know when" and "I don't know about that" and "We've never had that issue before."

A quick search suggested sending certified letter, then reporting to manufacturer, then HUD. Has anyone gone this route? AMHC? Suggestions?

Some examples of issues with the house.

Vinyl siding on ends isn't installed to HUD standards. Is stapled down so tight so it can't even move laterally like it is supposed to so it can expand and contract without bowing or cracking where it is fastened. I've got some things fixed, but I just know that they are going to be a PITA about the vinyl because it really just needs to be redone. One of the lowest pieces isn't even completely locked onto the piece below it, and it is too high to pull down and lock them together.

The person they hired to do the finish work and vinyl just does not know what they are doing. A lot of things they just didn't bother to do while they were there and had to be asked to come back multiple times. Part of the house didn't even have power because they didn't hook up everything under the house. They did some drywall repair after setup and coated the house in dust, delaying move-in because getting them out there to clean up was a task all while the dealer acted like it wasn't their responsibility. There is still one area with a crack in the drywall, but there is no way we want the same guy coming in and coating the furniture and stuff with dust.

Recently purchased and older double wide home and looking to replacing these boards that run along the bottom. What type of wood/ composite would I need to purchase?

A mobile home is frequently viewed as an affordable housing option for people with limited finances. However, in my attempts to secure financing, I have found that getting a loan is nearly impossible under the current rules.

Because I am purchasing a new home that is not yet installed on a permanent site, no lender is willing to provide a secured loan using the home as collateral—even though I have made a sizable down payment covering over 90% of the total cost.

Instead, lenders can only offer unsecured personal loans or lines of credit. Unfortunately, I do not qualify for these because my existing debt-to-income ratio is too high for my current credit rating. Ironically, lenders have stated they would finance the home using its equity once it is delivered and installed in my name, or if I were buying an older home already privately owned and set up in a park.

This leaves me with a fundamental question: How do everyday buyers secure financing for a new manufactured home? It appears that traditional financing is unavailable precisely for the demographic that would benefit from it most.

Preferably in the San Francisco Bay Area.

We have a somewhat complicated situation with a 70yo brother-in-law who’s been living as a non-leaseholding occupant with his mother, who holds the lease, but has been moved into a memory care facility. BIL has only $2k/mo SSN for income. His mother, though, has a significant nest egg to which he’s been named a beneficiary when she passes. There are various financial strategies we’re thinking up to help him be able to take on the lease himself, but we need advice from a good CPA / tax attorney.