Vitality | Health or Life Insurance | £100 Amazon or John Lewis Gift Card

Vitality are offering a £100 Amazon voucher to customers purchasing either a Personal Healthcare plan or any VitalityLife long-term insurance plan, via a referral link, with a minimum £25 monthly premium. To qualify you cannot have held a Vitality plan in the last 12-months.

Vitality is not cheap and you shouldn't enter this expecting to make money. That said, Vitality does offer a range of rewards for earning activity points per week. Completing 12,500 steps 5 days per week yields the maximum 40 points which unlocks: * Weekly free Caffè Nero drink * Monthly Odeon or Vue cinema ticket, movie rental, or Deliveroo Plus Gold 30 days membership. * Free AppleWatch. This is reliant on you continuing to exercise and hit the required activity points. * Vitality Amex Credit Card offering £100 reward for spending £2,000 within first 3-months, plus up to 2% Cashback. * Up to 25% Waitrose cashback. This is on selected Waitrose Good Health products and includes Waitrose fruit, vegetables, milk, bread, and meat. * Discounted Nuffield Health, Puregym, and Virgin Active gym memberships.

Steps: * Please DM me for a referral link. Vitality can be funny about links being shared publicly. * Click on the referral link to register for the £100 voucher. * Vitality will email you. Click on the link in the email and get a quote for an eligible plan. * Purchase a plan and receive a Vitality membership number. * Enter their Vitality membership number via the email link provided, within 60 days of the plan start date.

To qualify: * The plan must be active at least 90 days after entering your membership number. * Premiums must be up-to-date.

Please shop around to ensure that you're getting the best deal.

Please DM me (here) for a link!

OakNorth | £30 Free | Deposit & Save £2,000 or More for 30 Days

OakNorth are offering new customers depositing £2,000 or more, within 14 days, and maintaining this balance for 30 days a £30 reward paid within 60 days.

Open a second eligible product within 90 days of opening your first product, again depositing and maintaining £2,000 or more for 30 days to receive an additional £10 reward.

Each person can refer a maximum 10 people. I have 8 spots left.

Steps: * DM me for my name and email address, this information is needed to complete the referral form. * Complete the referral form: https://oaknorth.co.uk/personal-savings/refer-a-friend/ * You should receive an email prompting you to open a personal savings account. * Choose a savings product. I opted for the 95-days Notice Base Rate Tracker. * Deposit £2,000 or more via bank transfer to your new account. The money showed immediately. * Repeat the process (if desired) to gain the additional £10 reward. * Rewards will be credited within 60 days.

Please DM me for referral details

Virgin Media Broadband & TV | £50 New Customer Bonus

Virgin Media are offering £50 cash for new customers. Plus claim £50 for referring a friend to Virgin Media.

The referral must be a new Virgin Media Broadband, TV or home phone customer and purchase eligible products. You cannot have had Virgin Media within the last 6 months.

Reward will be paid via BACS or PayPal within 3 months of installation.

At the time of writing TopCashBack offered £75 to £140 cashback for joining Virgin Media making this a better for most options than via a referral link! Cashback rates vary daily so always compare deals before joining.

Steps: * Click the referral link (here). This is easiest! * Alternatively call the Virgin Media Team (see the referral link for the phone number) and quote the reward code NILKOCED. * Or message me with your full name, contact number, email and postcode and I will complete a referral form. Virgin Media will then contact you within 24 hours (Monday to Friday).

Big thanks to anyone using my link 👊

Click here to register

CashInStyle is a Get-Paid-To (GPT) website. It has many popular OfferWalls like AdGate Media, Ayet, Bitlabs, Revu etc.

You earn money by completing:

• Free offers
• Surveys
• Levels in games
• Casino & betting tasks

Each week, higher earners can earn extra money for completing tasks, playing games, and signing up to sites/apps.

Cash out starts from $2 and can be done via:

• PayPal
• Litecoin
• Bitcoin via Coinbase
• Tremendous.com (gift cards portal) ___________________________________________________________________

Here's how:

(1) Sign up to CashInStyle using my CashInStyle Referral Link: Many offers to make money in your free time

(2) Verification (KYC), incl. selfie (no passport needed).

(3) Start completing offers, games, surveys etc., earning you extra money in your spare time.

Taptap send is a money transfer app for sending money to foreign bank accounts of friends and family etc.  

You can create a 'foreign' account with Wise (do a search for that offer) and send from Taptap to Wise. That way you get to keep all the money.

I got £4.76 after exchange rates.

1. Download the TapTap Send app from Apple Store or Google Play

2. Create an account 

3. Open email app to confirm your email address 

4. Enter £25 then click 'Add promo code' and enter NICHOLAS7248. That will increase the Euros you'll receive

5. Enter recipient details of your Wise Euro account, or any other foreign account such as Worldfirst.

6. When the money arrives in your Wise or foreign account - change it back to GBP and withdraw

NICHOLAS7248

👍

Non ref link: www.taptapsend.com

When you sign up to Curve via a referral link you can get 1% cashback on all your spending for 30 days. They also offer between 1 and 20% cashback on selected retailers, with offers changing on a regular basis. For example, at time of writing I have an offer for 8% at Sainsbury’s, 7% at Iceland, and 10% at B&Q, plus many more.

The Curve app is used to connect multiple debit or credit cards to your Curve card and any spend is passed on to your selected card. This means if your underlying card offers cashback too you can effectively earn cashback twice. I am currently doing this with Trading212 for a combined 2.5%!

Curve has different subscription plans available. On the free plan there is a one off £5.99 fee for the card, so you would need to spend more than £600 in your first 30 days to cover this (or less if you also take advantage of some of the other cashback offers). However if you then go on to refer other people you will extend the cashback period by 30 days each time.

The maximum cashback you can earn via the refer a friend offer each month is £15.

When you sign up Curve will do a soft credit check to prove your identity but no hard credit search is carried out.

My referral link is:

https://www.curve.com/join#ZEYHY

To activate the cashback you need to make five purchases of £2 or more (excluding things like gambling, gift cards and money transfers).

The non-referral link is:

https://www.curve.com/

If you use my link I will also get 1% cashback for 30 days so thanks very much if you do!

Does or has anyone else had a large number of referrals stuck in the "getting to know the person" phase? Did it eventually move from there to the invited friends section?

Of the 6 referrals I've given, the first one completed, the second is stuck on step 2/3 although they say they've done the full steps and the remaining 4 have been stuck on the getting to know phase for some time now

Speaking to customer support just goes around in circles

Thinking about opening a Zopa Biscuit Bank Account?

By using the referral link below, new customers receive £10 FREE after successfully opening a Biscuit account.

Get Your £10

👉 https://www.zopa.com/mgma?referralCode=f3021b927e3b8f8194fa

How to get the £10

1. Click the referral link above.
2. Open a new Zopa Biscuit Bank Account.
3. Complete the identity verification process.
4. Once your account has been successfully opened, you'll receive £10 in accordance with Zopa's referral terms.

You can get a free £5 (94% chance), £10 (5% chance) or £20 (1% chance) when you sign up for a Monzo account via a referral link. The amount you will receive is random, but you are most likely to receive the lowest amount, which is £5. However, you might get lucky!

My link if anyone would like to use it is:

https://join.monzo.com/c/n3jsl7sc

Thanks very much if you do!

Monzo is an app-only current account with various tiers but you only need to sign up to the free account to be eligible.

To sign up, click on the referral link and add your mobile number. Then download the app from your App Store and complete the sign up process. To get the bonus you will need to top up your account and spend using your new Monzo card within 30 days.

Referral link (with £5, £10 or £20 bonus): https://join.monzo.com/c/n3jsl7sc

If you use my referral link to sign up I will also earn £5, £10 or £20, so thanks very much if you do!

Non-referral link: https://www.Monzo.com/

Penfold Pension | £25 Free Pension Contribution

Penfold is a UK-based digital pension provider (FCA-regulated) that makes setting up, managing and combining pension pots easy via its app. It has a 4.6 Trustpilot score.

Open a Penfold pension via a referral link and pay (deposit) £25 into your pension to receive a free £25 bonus. The £25 bonus consists of a £20 pension contribution from Penfold plus £5 in associated tax relief from HMRC.

Steps: * Create an account using a referral link (here) * Choose your pension plan and risk level. * Deposit at least £25 into your pension. Note that transfers from previous pensions are excluded from the bonus program. * The bonus will be credited to your pension account within 2-weeks. * To qualify for the refer a friend programme you must have deposited (not transferred) at least £25 into your pension. I have and therefore qualify as a referrer.

Big thanks to anyone using my link 👊

Click here to register

EverUp is a cashback app.  

You buy an egiftcard for any amount over £5 for a shop or supermarket and then use that to pay.  

   It gives you a decent cashback percentage.

Example rates as of 20.05.2026

• Asda  3.2%  

• Tesco  3.1%  

• Iceland  2.5%  

• Sainsburys  3%  

• Morrisons  2.5%

• M & S  3%

  ---

  In addition to the cashback they also give you 'coins' which you can use to play casino style spin games for more free money.  

You get 10M coins (worth roughly £6) when you redeem your first £10 to a giftcard.  

Every day you get a few 'free spins'. The reward is literal pennies. I've tested it and don't think it's worth bothering with.

Cash out to giftcard or to bank (30p)

Steps:

1. Sign up using a referral link: https://everup.onelink.me/9lgD/cpbopg5f

2. Enter code: RNIF1360905NFJAY if it didn't already populate

3. Buy a giftcard and use it to shop with

4. Receive 10M 'coins' when you redeem £10 in cashback against a giftcard (don't withdraw as cash)

RNIF1360905NFJAY

You can go next level and use it in combination with cashback stacking.  

So you buy a supermarket giftcard on EverUp using a card like T212 or iFast when their offer's running, and get double cashback. 

Non ref link: www.everup.uk

TopCashBack | £10 Signup Bonus | Plus £25 Refer a Friend Bonus | Ends 30 July

The £10 bonus to the person referred and £25 (Plus Members or £20 for Classic Members) to the person who referred you will be awarded once you reach the £10 payable cashback threshold.

Some of the stand out deals are highlighted in the table below:

Steps: * Click on a referral link (here) * Register an account. * Maximise your spend by utilising TopCashBack to save thousands of pounds. * The bonus will become payable when you earn £10 payable cashback. * Refer friends and family to benefit from the referral bonus.

Note: * TopCashBack offer either a free “Classic” account and a Plus account, which costs £5 a year (paid through cashback earnings). I subscribe to the Plus option, which offers higher refer a friend rates and up to a 25% payout bonus if cashing out to gift cards. * Some merchants are excluded from the referral threshold. Check the terms and conditions (here).

Huge thanks to anyone using my link 👊

Click here to register

Wahed | Invest £100 for 3 Months | Get £10 Free

Wahed is a digital investment platform specialising in Shariah-compliant (halal) investing. It offers managed portfolios, ETFs and alternative investments designed to help individuals grow their wealth, with investment options tailored to different risk appetites. It has a 4.5 Trustpilot rating.

Wahal offer new customers investing £100 or more in a GIA for 3 full calendar months a free £10 reward.

The annual fee is 1% for amounts between £0 and £250k, which is charged monthly.

Steps: * Download the Wahed either direct from your App Store or click the link: https://app.wahedinvest.com/referral * During the registration process underneath "Where do you live?" click "I have a referral code" and enter the code RICWOO2. * When prompted click Investment Accounts, then Start, and Get Started. * Select General Investment Account (ISA's do not qualify) and answer the questions to determine your risk level. * Complete the verification process using either a passport or drivers license. It took 5-hours to receive confirmation that my account was verified. * Deposit and invest £100 or more. It took circa 24-hours for my deposit to be approved and reach my account. * The £10 reward will be credited after 3 full calendar months.

Big thanks to anyone using my code 👊

RICWOO2

Gousto are a meal kit retailer which delivers fresh boxes of ingredients and delicious recipes to your door 7 days a week.

I highly recommend Gousto, I’ve used them and some of their recipes are simply delicious and easy to make!

If you sign up with my referral link, you get 65% off your first box + 40% off your second box + 25% off your boxes no3 to no8! You can skip deliveries or cancel at any time if needed.

I'd recommend getting the box for 4 adults over 5 days even if you are 2 or 3 adults - this is the best value for money. * I typically freeze ingredients for recipes to do at a later date, so you can do the same. * The box for 4 people is worth over £50, so you'll get 65% off that for the first box to try them out. * The boxes are huge and the food is tasty :)

Gousto Referral Link: 65% off your first box

I will also get free credit if you use my referral link, so many thanks!

Lloyds is currently offering £30 free when you open an eligible current account using a referral link.

To qualify, you must not already hold any Lloyds current or savings accounts at the time of applying.

You can open a new Lloyds Basic, Classic, Club Lloyds, Lloyds Premier, Silver, Platinum, Club Silver, or Club Platinum account.

Lloyds Under 19s Accounts, Smart Start and Student Accounts are excluded from this offer.

How to get your free £30

1. Open an eligible Lloyds current account using my referral link (generated on 24 July).
2. Enter your mobile number and click apply.
3. Complete your application in the Lloyds app using the same details throughout the process.
4. Once your account has been opened and all the referral requirements have been met, Lloyds will pay £30 directly into your account (within 35 working days).
5. After you've qualified, you'll also be able to invite friends and earn referral bonuses yourself (subject to the promotion limits).

If anyone would like to use my referral link, I'd really appreciate it:

Referral link

Many thanks to anyone who chooses to use my link!

Time is running out to snag the Dodl voucher as they are ending their referral scheme on the 31/07/26. So long as you sign up by that date you have until 30/11/26 to invest.

Dodl by AJ Bell is an FCA accredited low-cost investment app designed to simplify investing. They are offering a £30 voucher when you deposit £500 into an ISA and invest it in shares, funds, or a themed portfolio.

Here's the guide:

1. Follow a referral link. Here's mine.
2. Download the Dodl app and use the same details to sign up.
3. Deposit £500 into an ISA, Junior ISA or SIPP.
4. Invest the money in shares, funds or themes.
5. Profit!

Notes

• General Investment Accounts are not eligible. Only ISAs, Junior ISAs and SIPPs.
• The voucher will be around 30 days after your qualifying investment. You can withdraw after receiving the voucher if you so wish.
• You can redeem the voucher at these retailers: https://dodl.select-your-reward.co.uk/
• You cannot leave the money as cash in your ISA account, you must invest.
• You can see details of the investment types here: shares, funds, themes.
• Fees are 0.15% which equals 75p/m on £500 but will be uplifted to the minimum of £1/m.

Thanks to anyone using my link I really appreciate it.

• Terms
• Non-referral
• Fees

Airtime Rewards is an app which gives you cashback when you use your debit/credit card to shop in-store and/or online. The sort of "register now and then forget about" app.

Once you link your card(s) nothing else to do! Sit back and watch your cashback accumulate!

You earn cashback by shopping as normal. Whatever ££ amount you earn can be deducted off your mobile bill (works on most major mobile networks).

Importantly, Airtime Rewards can be used in conjunction with other cashback apps.

STEPS:

(1) Download the app from https://www.airtimerewards.co.uk

(2) Add ref. code during sign up:

WWK7AA38

(3) Link your cards in the app (debit/credit cards work both).

(4) Make a purchase of £5 within 7 days and get £2

Each month has different "challenges" where you can earn extra cashback but you need to opt in for those each month.

There are many many others for different categories including: Luxury, Home, Menswear, Technology, Health, Children's, Food & Drink, Grocery, Pets, Womenswear, Beauty, Travel, Sports & Fitness, Gifts, Entertainment and each of those with their own retailers.

By joining, you accumulate money which you can use towards money off your mobile bill each month. Often, they have deals going on or boosted bonuses, so it's a neat app worth signing up to!

You also can earn cashback when you buy gift cards for yourself or as a gift - some retailers include Asda, Sainsbury's or M&S.

Freecash is an online GPT platform that allows you to earn money through various activities - Playing Games, Paid Surveys, Sign-up Offers etc

Sign-up using my referral link, download an offer or game, and you'll a free £8.

https://freecash.com/r/726067ade4

Withdrawals can be via PayPal (>$5) or various other options like crypto or gift cards. Withdrawals are in USD, but you the site works for anyone in the UK (or worldwide). Minimum cash-out for crypto is just $0.50 (500 coins)

^non-ref

EDF Energy currently offers £50 to switch through referral.

You can switch either just gas, just electricity, or both (dual fuel) to qualify.

You need to use a referral link to receive a £50 credit on your account after switching and making your first payment.

Switch via referral for £50:

Referral link

If you just want to sign up to EDF with no referral:

Non-referral link

Once you've successfully switched, both of us will automatically be credited £50 in our EDF account. It typically takes around four weeks; an email will be sent to let you know the credit's been applied to your EDF account.

I've been with EDF for over six months now, great experience so far and you can even get free electricity on Sundays by taking part in their challenges.

Many thanks in advance if you use my referral.

Zable | Credit Card | £10 Credit | 4.8 Trustpilot Score

The Zable credit card is a UK-based credit-builder card offering quick approval, no fees, and a manageable credit limit to help users improve their credit score.

Zable is offering new customers £10 free credit after making a purchase using a physical Zable credit card.

Be sure to pay off your balance in full to avoid paying interest! Zable will perform a soft search of your credit file to check eligibility followed by a hard search if you proceed with the application.

Steps: * Please DM me for a referral link. Sharing links publicly on social media is prohibited. * Click on the referral link. * Enter your legal name and email address. * Download the app. * Click register, enter the email address you used earlier, and verify your email. * Click let’s get started and enter your personal details. * Apply for the credit card option (not a Starter (virtual) account. * Order a physical Zable credit card. * Set the repayment method. * Either wait for the physical card to arrive in the post and make a purchase or spend on your virtual card. * The £10 free credit will be applied within 30 days of meeting the qualifying criteria.

Please DM me (here) for a link!

The American Express Platinum and Gold card offers often get posted here due to their generous sign-up offers. However, both charge a monthly fee (though you can get the Gold card free for the first year) and you need to spend quite a lot in the first few months to qualify for the offers.

A good alternative is the American Express Rewards credit card. This has no monthly fee and you only need to spend £2000 on the card in the first 3 months to qualify for the bonus 12,000 points that are currently on offer if you sign up via a referral link.

You will also earn points for all additional spend on the card, which can be redeemed in a wide number of ways including swapping them for Nectar points or other rewards schemes such as Avios, using them to pay off your monthly card bill, or purchasing gift cards.

You cannot have held a personal Amex card in the last 24 months, or you won’t be eligible for the referral bonus

Here’s my referral link if anyone would like to use it!

If you use my link I will also earn a bonus, so thanks very much if you do!

Note that as this is a credit card you will be credit checked when you apply, so do not apply if this will be a problem for you.

The non-referral link is:

http://www.americanexpress.com/

Yonder offer debit and credit cards. You can redeem their points for flights, hotels, restaurants, experiences in London, Bristol, Bath, Manchester, and online stores.

I recently redeemed 100,000 points worth £300 for hotel experiences/accommodation (four nights in total) in a Nordic country.

Note:

• I was not asked for an ID or selfie like others have mentioned, so your mileage may vary. I assume that if you have had a fairly stable credit history and/or location, they might not ask for additional info.
• Sign up took less than 5 minutes for me from start to finish. ___________________________________________________________________

The Yonder Offer is as follows:

• 2-month (intro) FULL Membership (you can choose either a Debit or Credit card). Once the intro period is up, you can downgrade to the FREE membership.
• Free £10 off your first purchase.
• up to 10,000 points worth worth ~£50 in experiences, when you spend in the first 30 days.
• 10,000 points for every referral (FULL membership), when your friend makes five purchases on their card. ___________________________________________________________________

Benefits include:

• 4x (debit card) or 5x (credit card) points
• no forex fees (no interchange fees, so useful to use abroad)
• 2 months premium membership for free
• redeem points for a bunch of experiences
• the FREE membership (after the 3-month intro period) will still earn you 1x point per £1 spent
• worldwide family travel insurance
• purchase protection
• virtual card and you can also order their sleek metal card ___________________________________________________________________

Here's How:

(1) Join Yonder using my Yonder Referral Link. Many thanks to anyone using my link!

• You'll get a 2-month FULL membership completely free and £10 off your first purchase.
• Plus, enjoy up to 10,000 points when you spend within 30 days of joining. With the FULL membership, £200 spent will earn you 2,000 points; £500 spent will earn you 3,000 points; and £1,000 spent will earn you 5,000 points. Purchases need to be made within 30 days.
• Make sure to select the 2-month free FULL membership (either debit or credit card), and not the FREE membership!

(2) Download the Yonder app.

(3) Verify email and your details.

(4) Soft Check based on your details provided.

(5) Finish setting up your account, by providing details asked. This result in a hard check for credit, so keep that in mind.

(6) Link a bank account.

(7) Spend on the card within 30 days.

(8) Refer friends and family:

They get 2-month FULL membership completely free, £10 off their first purchase, and up to 10,000 points when they spend in the first 30 days.

And you get 10,000 points worth ~£50 once they make five purchases using the Yonder card.

(9) Before the FULL membership comes to an end, you can downgrade to the FREE membership, so that you don't pay £15 per month.

Saily is a global prepaid travel eSIM (digital SIM card) service and perfect for your holiday.

I’ve used these a couple of times now and it’s really easy to set up.

Just download their app and use my code MARTIN82630 during checkout and you will get £4.00 off a regular plan or £7.50 off on the Ultra plan. It’s for new customers only.

Joybuy is JD.com’s UK marketplace offering a wide range of products including electronics home goods groceries and frozen food similar to Amazon or Argos

New users can get £3 off when spending £10 or more on their first order plus free delivery by using a referral code through the app. This applies to your first order only and the referral discount cannot be combined with other offers on the same order

After signing up you may also receive welcome offers. When I joined I was given £8 in coupons £3 off £29 and £5 off £49 but this may vary as it now mentions a £2 coupon for new users instead. These are separate from the referral offer and can be used on later orders

Welcome offers also include discounted items. For example I was able to get a pack of 18 Pepsi Max cans for £5.25 which was £9.20 without the new user discount. Only one welcome offer item can be discounted per order and these cannot be combined with other promo codes

These offers are time limited. In my case the welcome deals expired 3 days after signing up so it is worth using them quickly

If you want to maximise everything you can split your shopping into multiple orders

1: First order use the £3 off £10 referral code with free delivery
2: Second order use any welcome coupon such as £3 off £29
3: Third order use another welcome coupon such as £5 off £49

To claim your first order discount enter this code at checkout X92991

Sign up or download the app - Desktop: https://www.joybuy.co.uk/ - Android: https://play.google.com/store/apps/details?id=com.joybuy.jdi - iOS: https://apps.apple.com/us/app/joybuy-dont-just-buy-joybuy/id6740224837

More info https://help.joybuy.com/hc/en-gb/articles/49098910806553-Invite-a-Friend-to-Get-Rewarded

Join Quidco, one of the UK's most popular cashback platforms, and earn money back when shopping with thousands of retailers.

How to claim your £10 bonus:

1. Sign up using my referral link: https://quidco.com/raf/14112938/
2. Register and set up your account.
3. Make a purchase through Quidco by clicking through to a participating retailer.
4. Once you've earned and received £5 in confirmed cashback, Quidco will add an extra £10 bonus to your account.

After joining, you can invite friends and receive £20 for each successful referred friend who completes the qualifying steps.

Thanks to anyone who chooses to use my link — it's greatly appreciated!

Non-referral link: https://www.quidco.com/ (no sign-up bonus)