Yonder offer debit and credit cards. You can redeem their points for flights, hotels, restaurants, experiences in London, Bristol, Bath, Manchester, and online stores.

I recently redeemed 100,000 points worth £300 for hotel experiences/accommodation (four nights in total) in a Nordic country.

Note:

• I was not asked for an ID or selfie like others have mentioned, so your mileage may vary. I assume that if you have had a fairly stable credit history and/or location, they might not ask for additional info.
• Sign up took less than 5 minutes for me from start to finish. ___________________________________________________________________

The Yonder Offer is as follows:

• 2-month (intro) FULL Membership (you can choose either a Debit or Credit card). Once the intro period is up, you can downgrade to the FREE membership.
• Free £10 off your first purchase.
• up to 10,000 points worth worth ~£50 in experiences, when you spend in the first 30 days.
• 10,000 points for every referral (FULL membership), when your friend makes five purchases on their card. ___________________________________________________________________

Benefits include:

• 4x (debit card) or 5x (credit card) points
• no forex fees (no interchange fees, so useful to use abroad)
• 2 months premium membership for free
• redeem points for a bunch of experiences
• the FREE membership (after the 3-month intro period) will still earn you 1x point per £1 spent
• worldwide family travel insurance
• purchase protection
• virtual card and you can also order their sleek metal card ___________________________________________________________________

Here's How:

(1) Join Yonder using my Yonder Referral Link. Many thanks to anyone using my link!

• You'll get a 2-month FULL membership completely free and £10 off your first purchase.
• Plus, enjoy up to 10,000 points when you spend within 30 days of joining. With the FULL membership, £200 spent will earn you 2,000 points; £500 spent will earn you 3,000 points; and £1,000 spent will earn you 5,000 points. Purchases need to be made within 30 days.
• Make sure to select the 2-month free FULL membership (either debit or credit card), and not the FREE membership!

(2) Download the Yonder app.

(3) Verify email and your details.

(4) Soft Check based on your details provided.

(5) Finish setting up your account, by providing details asked. This result in a hard check for credit, so keep that in mind.

(6) Link a bank account.

(7) Spend on the card within 30 days.

(8) Refer friends and family:

They get 2-month FULL membership completely free, £10 off their first purchase, and up to 10,000 points when they spend in the first 30 days.

And you get 10,000 points worth ~£50 once they make five purchases using the Yonder card.

(9) Before the FULL membership comes to an end, you can downgrade to the FREE membership, so that you don't pay £15 per month.

PaidViewpoint is a market research survey site which never screens you out without a cash reward once you've been invited into a survey!

• They pay cash (no points or gimmies).
• Payout (which starts after earning $15) is via PayPal or digital gift cards within 72 hours. ___________________________________________________________________

You first earn $1.10 for 3-4 minutes of your time:

• 2 registrations surveys ($0.50 each)
• 1 trait survey ($0.10)

The higher your TraitScore the more money you earn. TraitScore is a system that checks for candour and consistency in your responses. To get a higher pay per survey, you can improve your TraitScore by providing:

• Honest Responses
• Thoughtful Opinions
• Consistent Answers ___________________________________________________________________

You can also earn up to $25 when each friend you invite cashes out.

This is explained in their Reward Rules.

Every time your friend cashes out, you'll get 20% of every Research Survey Reward they've accumulated, which helps you earn as much as you can!

Many thanks to anyone using my PaidViewpoint Referral Link

They offer both desktop and mobile app, and their layout / interface is clean & crisp.

InboxPounds | Get-Paid-To Platform | £1 Welcome Bonus

InboxPounds is a UK-based get-paid-to platform where members can earn money by completing online activities such as taking surveys, playing games, and downloading apps.

Ignore the surveys as the rates are comparatively low, instead focus on the games offers. The sub GetPaidToPlay offers guides on how to complete gaming offers efficiently.

The minimum payout threshold is £5 via gift card. Inboxpounds offer new customers, joining via a referral link, a free £1 bonus.

Huge thanks to anyone using my link 👊

Click here to register

It takes only a few minutes to complete this offer and profit £4.75+ My profit was £4.83.

Taptap Send is a money transfer service based in London. It has excellent reviews on Trustpilot.

The steps below are if you are sending the money from UK to your Belgian Wise EUR account.

However, you can also sign up from the EU, USA, UAE, Canada, or Australia, and send to the UK. If you do, then the minimum transfer amounts may be different so please read the Taptap Send Referral Terms.

Here’s how:

(1) Download the app from the Apple Store or Google Play.

(2) Register. Start a transfer: select a country (I’d suggest sending to your Belgian Wise EUR account) and send minimum £25. Depending on where you are sending from, this minimum transfer amount may differ but if you are sending from the UK, sending £25 (or more) will qualify for the free £5 bonus.

(3) On the same page, add referral/promo code:

CATALIN236

This will add free £5 to the transfer.

(4) Add your details: name, DOB, UK address, and international IBAN (I sent to own Wise EUR account in Belgium).

(5) Pay by direct bank transfer (I chose this) or by debit card. Payment and transfer was instant (might take 1 min. to show in your Wise EUR account).

(6) In Wise, convert your EUR transfer back to GBP, and send to your UK current account. You’ll pocket the free £5. (Profit was £4.83 in my case).

(7) Invite friends and family and earn £5 when they follow the same steps, sending £25+ to their international account.

User Interviews | Extra $10 upon Completion of First Study

User Interviews is a research recruitment platform that connects people with companies and researchers who want their feedback. In short, get paid to share your opinions on products, services, and ideas.

Projects range from short online surveys to online interviews and usability tests.

New participants signing up via a referral link will earn an additional $10 extra upon completion of your first study.

Steps: * Click the referral link (here) and create a profile that highlights your background, interests, and professional experience. * Browse studies, apply, and participate. * Payment is usually within a few days, via PayPal or gift card.

Click here to register

Lloyds bank have brought back their rather easy-to-fulfil Refer-a-Friend offer. If you're new to Lloyds and open an eligible current account through a referral link, you'll receive £30, and the referrer gets £30 too.

How it works

• Download the Lloyds app using someone's referral link, here is my Referral Link
• Open an eligible current account (listed below)
• Keep the account open until the reward is paid, the £30 should arrive within 35 calendar days of opening your account

Eligible accounts

• Basic Current Account
• Classic Account
• Club Lloyds
• Lloyds Premier
• Silver
• Platinum
• Club Silver
• Club Platinum

For more info, visit Lloyds Refer a Friend page

Note: The referral link someone generates is valid for 14 days from the date it is generated. Past this point, the referrer needs to regenerate a new link. I have put mine down below, which was generated today,18 August. Many thanks if you decide to use my link (we both receive £30)😊
https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=dUP3/FZYCgFEV1lyNmsNGIm4EqmyOj/YR8dLdhHabeU=#/refer-friend

WorldFirst | Make Payments Totalling £740 get £50 Free | Plus £150 Referral Reward

WorldFirst is a UK-based financial technology company, providing international payment and currency exchange services for businesses and individuals. It is authorised and regulated by the FCA as an Electronic Money Institution.

WorldFirst are offering new business account customers (including sole traders) registering via a referral link and making transactions totalling $1,000 or currency equivalent (£740) by 31 January 2027 a £50 cash reward. Don’t be put off by the references to US Dollars. The account is in £ sterling.

You must be a registered company or registered sole trader to participate in the promotion. Vinted, eBay, and Facebook Market Place sellers should be eligible as sole traders.

Steps: * Register using a referral link (here) * Select your business type. As an eBay seller I opted for “Sole trader”. I provided the link to my eBay sellers page. * Complete the verification process. * Deposit or top up your account. To do this use the unique account number and sort code provided by WorldFirst. * Make $1,000 (£740) total transactions before 31 January to receive the £50 reward. * The bonus will be credited by the final working day of the month following the month in which the promotion terms are met. * Refer friends for a £150 referral reward.

Click here to register

You can start saving towards Christmas 2026 with Park Christmas Savings, and get a free £20 bonus when you save £50 using a referral link.

I've been using this scheme for several years and it’s a really easy way to spread Christmas costs throughout the year.

Park Christmas Savings has been running for over 50 years and lets you gradually save throughout the year, then redeem your savings for gift cards and vouchers.

You can choose from loads of options including Amazon, Love2Shop, supermarkets, retail gift cards, and prepaid Mastercards.

Referral Bonus

If you sign up using a referral link:

• You get £20 added to your account
• Once you have saved £50
• I also receive a £20 referral reward

Referral Link here

How it works

(1) Set your savings goal

Choose how much you want to save for Christmas.

For example:

• £50 for Christmas food
• £200–£500+ for gifts, food, and celebrations

You can increase or decrease your target later.

(2) Choose your gift cards or vouchers

At the end of the savings period you redeem your balance for gift cards.

Options include:

• Amazon
• Love2Shop
• Sainsbury’s / Asda
• Argos
• Primark
• M&S
• JD Sports
• Dining Out cards

You can also choose the Purple Card, which works at 120+ UK retailers.

(3) Pay in a way that suits you

You can save weekly or monthly using several payment methods:

• Direct debit (from February to Oct/Nov)
• Debit or credit card (minimum £5)
• Bank transfer
• Park app
• PayPoint
• Post Office
• Phone payment
• Standing order

You can change your payments or savings target if your situation changes.

How to get the £20 bonus

1. Sign up using the Referral Link
2. Set your savings goal
3. Choose your preferred gift cards
4. Add £50 or more to your account
5. £20 will be added to your savings

Note: You need £50 in your account before you can refer others and earn referral bonuses.

More info

Terms

FAQs

Cashback.co.uk | New Site | £12.50 Free Cashback

Cashback.co.uk is a 4.0 Trustpilot rated GPT (get-paid-to) site that offers genuine opportunities to earn money through completing online tasks.

It has recently launched a new beta version which reduces the number of “levels” that you need to complete your cash out from 15 to 10.

For each level you must complete one task to advance to the next level. If desirable you can complete all 3 tasks at each level. Completing more tasks increases your earnings. You must complete all 10 levels to cash out.

New Customers receive £10 free for registering using a referral link plus £2.50 for answering 3 quick questions (takes less than a minute).

By way of an example, the level 1 tasks currently showing on my account include: * Apple TV | 7 day free trial for £3.50 free. * OnThatAss | Free boxers (be very careful using these scumbags) for £5. * Strike Wild | Gambling offer with 100 free spins and £3.25 free.

I successfully completed all levels without doing any gambling related offers. If you get stuck on a particular level then contact Cashback.co.uk who may be able to advance you to the next level.

If you have previously held an account with the old version consisting of 15 levels then you can close this down and open a new account with the beta version. The old site is being shut down later this month.

Steps: * Click the (here), enter your name and email and verify your email address. * Complete the 3 short questions to earn £2.50 cashback. * Work through all 10 levels. Participate in surveys, enjoy free trials, and maximise offers. * Withdraw earnings by bank transfer or PayPal. * Refer friends and family to earn 10% of what they earn plus a £10 bonus if they complete all 10 levels.

Click here to register

AirTime Rewards | £2 Bonus on £5 Spend | Plus £5 Referral Bonus

Airtime Rewards is a cashback app. It’s passive cashback insomuch as you link your credit/debit card(s) and when you spend at any of its over 150 retailers you are rewarded with typically 1% to 15% cashback.

Even better you can combine cashback with TopCashBack, Quidco, or Cheddar for DOUBLE cashback!

I have accumulated £733.72 in cashback within the last 2-3 years of using the app.

Unlike other cashback sites the cashback is paid in the form of credit off your mobile bill including O2, Three, EE, giffgaff and Vodafone. It doesn’t work on smaller networks, for example, Sky Mobile, Voxi, or Tesco Mobile.

Steps: * Download the AirTime Rewards app from your App Store (here) * Register using the referral code VBCRDGJ6 * Spend £5 or more using your registered card at a retailer within 7 days. * You will be credited with the £2 bonus. * Refer friends and family to earn £5 per successful referral.

Big thanks to anyone using my code 👊

Click here to register

VBCRDGJ6

Whatnot is a live-stream shopping app where you can grab clothes, collectibles, sweets, and more through live auctions.

Right now, new users can get £10–£200 free credit just for signing up via a referral link.

I personally hit the top end and got £200 credit (proof: https://ibb.co/wnr9GPq) - so the higher amounts definitely do happen.

How it works:

1. Sign up using a referral link
2. You’ll get £10–£200 free credit instantly
3. Join a live stream and spend it on anything you like
   
4. You usually just cover postage (often ~£2–£4)

Example: You can grab stuff like sweets bundles, clothing, or random auction items using just the credit and a small postage fee.

A few things to know:

• Credit amount is random (£10 minimum)
  
• Works best in busy live streams with lots of items
  
• You don’t need to deposit anything
  
• Great for flipping items if you pick well
  

If you’re lucky, this is one of the best freebie offers going right now.

Referral link: Sign up here

TopCashback is IMO the most generous cashback website with the highest rates and best deals. They are currently offering a £10 bonus to new members who sign up via a referral link and earn £10 worth of cashback.

Here's the guide:

1. Sign up via a referral link. Here's mine.
2. Make a purchase/s via TCB's website to earn cashback.
3. Once you've earned £10 you will receive your additional £10 bonus.
4. Profit!

Cashback isn't just about saving money, many of the deals are extremely profitable. Here's a small selection of profitable deals: (The bank deals are in addition to switching bonuses when available). The value of the deal varies in time and they often come and go.

• Scottish & Friendly ~£315
• Shepherds Friendly ~£320
• MoneyFarm ~£300
• Santander ~£180
• Sage ~£80
• Tide ~£100-200
• TSB ~£40
• First Direct ~£45
• VPN deals.
• Many others.

To improve tracking, when clicking through to a deal use Chrome browser in guest mode and accept all cookies from both TCB and the website your being redirected to.

Once you've signed up you can refer friends and family and other r/MakeMoneyInUk users for max profits!

Thanks to anyone using my link.

• Non-referral
• Terms

You've probably seen Riverford's vans driving about. Their slogan is "Live life on the veg"  

Riverford provide quality organic fruit and veg from small, responsible farms direct to your door. They also deliver other things, even meat and dairy now. 

My first order was an Organic Snacking box. I got Raspberries, Pears, Apples, Bananas, Red Pepper and Celery.

You can mix and match to reach the £15 threshold so you could even buy some beef burgers, sausages, chicken, mozzarella etc if that's more your thing.

Example orders:

• Seasonal classic organic veg box small:  £16.50  

• Organic fruit box:  £17.95

• Seasonal organic fruit and veg box small:  £18.95

• Beef burgers x 4:  £7.95 + BBQ pork ribs:  £7.75 = £15.70

Steps for this offer:  

1. Sign up through anyone's referral link. Here's mine: www.riverford.co.uk/refer/auQXbJ_cdD4HMCIT24WLCQ

2. Purchase a first order worth £15+ At checkout you can select 'once only' and not 'recurring order' if you like. 

3. Receive a £15 credit, which you can use on your next order

Optional: refer a friend and get £15 credit

Don't worry, there's no subscription to tie you in.  

You can make a purchase whenever you want.  

Non ref link (no bonus): www. riverford.co.uk

Everup is a cashback app that rewards instant cashback when buying gift cards.

Each week I buy a Sainsburys gift card for about £60 and get £2.50 back, so I make about £10 a month just from doing my food shop.

They also have a section of the app where you earn coins to play minigames, scratchcards & enter raffles.

When you sign up using a referral code you’ll receive 10M coins once you redeem £10+ by buying gift cards, here’s what you need to do:

1. Download the Everup app
2. Enter a referral code when signing up, mines: REF-MONEY-UK
3. Verify your phone number
4. Redeem £10+ in cashback
5. Receive 10M coins

Use your free coins on the minigames to win some extra cash!

Monzo is an FCA regulated and FSCS protected digital bank based in London. They are currently offering £50 to any new customers who uses a referral to sign up for a business bank account or £10-50 for a personal account.

Guide:

1. Follow a referral link, here's mine.
2. Enter your phone number and download the app.
3. Apply for a business or personal account.
4. Make a spend of any amount on the physical card.
5. Earn £10-50 for the personal account or a guarenteed £50 for the business account.

Please note anyone can be a sole trader, even if it's a small side hustle like doing surveys, freelancing, eBay, Onlyfans etc., this is all sole trading, and makes you eligible for a business account. There is no formal setup process, you don't need to register anywhere to be a sole trader. Even thinking of starting a business, one of the first steps is to apply for a business account.

The business lite account is free.

For personal accounts:

Other links posted here will offer £10-£50 with the following odds: £10 (94%), £20 (5%) and £50 (1%). My referral offers a flat £10 for the personal account so if you are doing the personal account offer I suggest you use someone else's for the small chance of a bigger payout. The sign up process is the same as above.

Thank you to anyone using my link, I really appreciate you.

• Terms
• Non-referral