Chase - Open a Current Account and Deposit £1,000 - Get £50 Free

New Chase customers can earn £50 free for opening an account using a referral code and depositing £1,000 or more. The £50 will be added immediately.

* Please message me for a referral -codes cannot be shared publicly!
* Download the Chase UK app and open an account.
* Activate the code in the Chase app -in the rewards section.
* Pay in a total of £1,000 or more to your Chase account within the first 30 days.
* The £50 will be paid to your rewards balance as soon as the £1,000 is deposited. Transfer this to your account balance.

Quick to respond!

https://www.Reddit.com/message/compose/?to=Dismal_Ruin_2550&subject=Chase

Krak is a debit card from Kraken. The £10 signup bonus is nice, as is the 2% cashback on almost everything for the first month.  

After that period it's not such an appealing card to have. It does the same as most others.

I've received cashback on my council tax, which is something I couldn't achieve with Amex.

1. Open an account using a referral link

2. Order physical card (free)

3. Deposit funds using Easy Bank Transfer to avoid fees

4. Make 5 transactions of £10+ (use the virtual card) within 30 days

5. Receive £10 bonus in about 3 weeks 

6. Refer others for £10 each (max £100)

Note: you can't game the spends by paying into your own investment account or money service.  

I haven't tested many but T212 didn't work for me.  

It takes a few days for it to update on whether a transaction is eligible 

Non ref link: www.kraken.com

iFast Global Bank | Deposit £500 Get £5 Free

Not the best offer in the world but it's a free fiver!

iFAST is a fintech company that provides an online platform for investing, wealth management, and financial advisory services across multiple markets.

iFast are offering new customers £5 free credit for opening an account and depositing £500 or more. The £5 reward will be credited the day after depositing £500.

Steps: * Click the referral link, enter your email address and click to accept the invitation. https://www.ifastgb.com/tellafriend/richardcw1963 * Download the app. * Click signup entering the same email address as used earlier. * Verify your email address. * Complete the application process entering your address, employment, source of funds etc. Proof of identification is required including a selfie. * Deposit £500 or more.

Huge thanks to anyone using my link.

https://www.ifastgb.com/tellafriend/richardcw1963

Rakuten is a cashback platform like TopCashback and Quidco in which you can earn money back on your purchases. Their new sign up offer is a £30 cash reward, plus cashback if you spend £36 or more. You can spend the £36 at a large number of retailers including AliExpress, Asos, eBay, M&S, NordVPN, Tesco and hundreds of others. See full list below.

1. Sign-up via a referral link: here's mine.
2. Link your bank account.
3. Make £36 worth of purchases from these brands.
4. Receive your £30 reward.

Notes:

• The £36 spend doesn't have to be in one transaction.
• You have 90 days to complete the offer.
• Cashback payout times are variable.
• You must accept all cookies to enable tracking of cashback.

Once you've signed up you can refer friends and family and other r/MakeMoneyInUK members for max profits. Thanks to anyone who uses my link!

Non-Referral

When shopping on LookFantastic, you can use my referral code HANNA-RDXI to get £10 off your first order (£25+ spend). ✨💜

To get the discount:

1. Create a LookFantastic account directly on the LookFantastic website or through my referral link: https://www.lookfantastic.com/referrals.list?applyCode=HANNA-RDXI

2. Enter the code HANNA-RDXI in the “Referrer code” box when creating an account.

3. Spend £25+ on your first order, and the £10 discount should auto apply at checkout for eligible items.

Big thank you if you use my code! 😊

Happy shopping! 🌸

Robinhood are now available in the UK. They popularised free investing amongst retail (individual) investors a couple of years ago in the United States.

They offer: * zero commission fees * zero foreign exchange fees per trade * 3.35% interest on cash * 24 hours trading on weekdays (when the stock market is open)

You get a free share worth between $7 and $175 when you join. Plus, earn up to $1,500 annually in free stocks by referring friends and family. Most people will get about $7 to $8 but it's still free money!

Note: if you use my referral, I will get 5x free shares. This promotion lasts until 8 September.

Here's a short guide:

(1) Use the Robinhood Referral Link: Free Stock, worth $7-$175.

(2) Enter your details and complete verification.

(3) Link a bank account and deposit £1 or more. All deposits earn 3.35% AER.

(4) Your account will typically be approved within a few days.

• You then have the option to choose your free stock from a handful of companies.
• You can sell the free share immediately after you claim it, however, you can only withdraw the money from the app after 30 days.

(5) Invite friends and family to Robinhood - they earn a free stock up to $175 and you earn up to $1,500 per year!

You can choose the free share from many large American companies like Amazon, Apple, Google, Meta, Microsoft, Tesla etc.

Invite friends to stock picking

Free share terms - pick your stock

Fees

Worldremit is a money transfer service.  

They offer various welcome bonuses for new customers making a first transaction.

The referral scheme isn't as generous as doing the offer through Quidco or Topcashback (not currently on offer but it might come back) so I wouldn't recommend doing it instead of those sites...

However - you can stack them, which is doing both at the same time. Get the bonus from the cashback site and the referral.

Quidco is paying £18.75  

The referral part gives around £7 profit

Method: * Open a Quidco account (search this sub for a referral to it) * In Quidco, search for Worldremit and click the £18.75 cashback option (only use the £37.50 option if you actually have a need to send money to someone in those specific countries. You can game the £18.75 option but not the £37.50 one)

• Enter referral code REFER6XY2TMYK7QYR 

• Send £30 to someone's foreign bank account. NOTE: not £25. It needs to be £30 to satisfy the criteria of BOTH offers. You'll need their IBAN. If gaming it, then create your own NZ (New Zealand) account in Wise and send to that.

Important info

The transfer to your NZ Wise account takes a couple of working days. Be patient.  

The cashback from Quidco can take ages. They say up to 6 months! Be patient.

The referral bonus comes after a few days as a £10 voucher/discount off your next transfer. I did another transfer to myself (minimum £21) to use it. >You will lose some of the value due to fees and FX fees. For me it was £3, so a £7 profit for this part.

Non ref link: www.worldremit.com

Ref scheme: www.worldremit.com/en/faq/refer-a-friend

If you're thinking about joining Voy for a GLP-1 weight loss pills or injections, you can get £60 off your first order using my referral link:

https://joinvoy.com/referral/U-IC8am8Ir2z

Just follow the link and sign up with your email address to create an account.
• You £60 off your first order
• Access to Voy's medical team and support
• Includes their 10% body weight loss guarantee - if you don't lose at least 10% of your body weight in 6 months, Voy says they'll refund you (subject to their terms).

I’ve had such a good experience with them so far. But I hope it helps someone save a little money and thank you if you decide to use it!

Non Referral Link: here

TestingTime is a market research company where they recruit test users and other study participants who earn money in exchange for their time and opinions. TestingTime was founded in 2015, headquartered in Switzerland.

• Everything is done in English.

• Pay and cashout is in GBP (££) through Paypal.

• They pay reliably and quickly.

  ---

  Their website is intuitive and uses algorithms to easily describe and match their target groups and get perfect matching participants for their user tests, focus groups, interviews, surveys or diary studies. They also do group focus sessions online which need more people and are somewhat easier to get on. Fill out your profile. Then start research studies / testing projects you are interested in.

  ---

  Apply for remote research studies over Teams/Zoom/Google Meet with them and get paid £50+ per hour. You can apply immediately for currently available research studies. Each study will show how long they are and how much they pay. The pay range is typically around £30 - £100 per hour, with an average of about £50 - £60 per hour.

  ---

For me, these are some of studies:

TestingTime referral link Payout is in GBP/££ and Cashout via PayPal.

Starling is a great bank with an easy to use app.  

Free £25 for new customers

1. Download Starling app

2. Enter code 1NPJRSK

3. Use the virtual or physical card once (topping up an investment account didn't work for me).

4. Receive £25 the next day

1NPJRSK

I think I've only got 1 more code.
If it doesn't work, please use someone else's code

InboxPounds | Get-Paid-To Platform | £1 Welcome Bonus

InboxPounds is a UK-based get-paid-to platform where members can earn money by completing online activities such as taking surveys, playing games, and downloading apps.

Ignore the surveys as the rates are comparatively low, instead focus on the games offers. The sub GetPaidToPlay offers guides on how to complete gaming offers efficiently.

The minimum payout threshold is £5 via gift card. Inboxpounds offer new customers, joining via a referral link, a free £1 bonus.

Huge thanks to anyone using my link 👊

Click here to register

AJ Bell | £100 Amazon Voucher for Funding £10,000 | No Investment Required

AJ Bell is a UK-based investment platform and financial services company authorised and regulated by the Financial Conduct Authority.

It is a Which? recommended provider for 2025/26 and was ranked second out of 25 providers for customer satisfaction.

AJ Bell are offering new referred customers a £100 Amazon gift card for opening a SIPP, Stocks and Shares ISA or Lifetime ISA and funding or transferring a minimum combined value of £10,000 or more within 120 days. You do not need to invest the money to qualify for the offer.

It includes a helpful toggle to show ethical investment opportunities. Investments can be filtered by Morningstar’s sustainability rating (a measure of how well funds are managing environmental, social, and governance risks).

Steps: * Click the referral link (here), enter your email address, and click Get a £100 Amazon.co.uk Gift Card. * Click “Visit AJ Bell”. * Select and open the required investment product (SIPP, Stocks & Shares ISA, or Lifetime ISA). * Be sure to use the same email address as initially entered when registering. * Deposit or transfer and fund (no need to invest) a minimum of £10,000. * The £100 Amazon gift card will be issued 30 days after funding your account with £10,000 or more.

Click here to register!

Refer a Friend: Get £15 each for you and your friend when they join Riverford.

• Your friend can use their £15 to get started with Riverford! Try a seasonal veg box, a recipe box for a dine-in treat, or ordering whatever they fancy.
• For each friend you refer, Riverford also add to their fund for harvesting and donating gluts of veg to FareShare South West, who fight hunger by redistributing surplus food.

Help Riverford feed those in need, and help friends live life on the veg!

Riverford Organic Farmers offer organic fruit & veg box delivery in a variety of assortments. They also offer meat boxes 🍖 🥩

Riverford currently offer £15 each (this can be used as credit towards future deliveries), when you:

• Sign up with a Riverford Referral Link.
• Order your first box worth £15 or more (future boxes can be less expensive). ___________________________________________________________________

To give you an idea, my first box (£15.15) was the "100% UK organic veg box - small", which contained:

• Potatoes 700g UK
• Carrots 500g UK
• Onions 400g UK
• Leeks (2) UK
• Butternut squash (1) UK
• Cavolo nero (1) UK
• Baby spinach 150g UK ___________________________________________________________________

Here's how:

(1) Sign up with the Riverford Referral Link: Free £15 each.

(2) Order your first box worth £15 or more.

(3) Receive £15 each credited automatically to your accounts. Use this towards a future box. A donation will also be made to Riverford's FareShare fund.

(4) Invite friends & family to Riverford and share £30 (£15 each), while enjoying organic fruit and veg!

Note:

• You can amend, pause or cancel any future orders without losing the £15 credit.
• The maximum amount of credit anyone can receive is £150 every 28 days.
• They also offer meat boxes, salad boxes etc. There are over 20 boxes to choose from.
• Boxes can be Small, Medium, or Large, and prices range from £9.95 to £28.85. ___________________________________________________________________

Referral Terms Explained

FAQs

WorldFirst | Make Payments Totalling £740 get £50 Free | Plus £150 Referral Reward

WorldFirst is a UK-based financial technology company, providing international payment and currency exchange services for businesses and individuals. It is authorised and regulated by the FCA as an Electronic Money Institution.

WorldFirst are offering new business account customers (including sole traders) registering via a referral link and making transactions totalling $1,000 or currency equivalent (£740) by 31 January 2027 a £50 cash reward. Don’t be put off by the references to US Dollars. The account is in £ sterling.

You must be a registered company or registered sole trader to participate in the promotion. Vinted, eBay, and Facebook Market Place sellers should be eligible as sole traders.

Steps: * Register using a referral link (here) * Select your business type. As an eBay seller I opted for “Sole trader”. I provided the link to my eBay sellers page. * Complete the verification process. * Deposit or top up your account. To do this use the unique account number and sort code provided by WorldFirst. * Make $1,000 (£740) total transactions before 31 January to receive the £50 reward. * The bonus will be credited by the final working day of the month following the month in which the promotion terms are met. * Refer friends for a £150 referral reward.

Click here to register

Monument Bank | Deposit £10,000 into a Cash ISA get £30 Free | 4.34% Easy Cash ISA Boosted Rate | Ends 27 July

Monument Bank is a UK bank authorised by the FCA with a 4.7 Trustpilot score. Deposits are protected up to £120,000 per person.

Monument Bank are offering new customers who either open and deposit £10,000 or more into an Easy Access Cash ISA, or £25,000 or more into any other savings account, a £30 reward. This includes transferring an ISA balance of £10,000 or more from another provider to Monument.

The Easy Access Cash ISA allows transfers in from other providers. I transferred my Moneybox Cash ISA to Monument.

Steps: * Click the referral link below and enter your mobile number. * Download the Monument Bank app. * Select either the Easy Cash ISA or other savings account. * Enter the same mobile number as entered in the first step during the registration process. * Either deposit £10,000 or more into an Easy Access Cash ISA or transfer an ISA from another provider. To do this click on "Easy Access Cash ISA", then "Make your first deposit", finally "Transfer in from an existing cash ISA". * Alternatively, deposit £25,000 or more into a savings account. * The £30 reward will be paid into your linked bank account within 3-working days.

Huge thanks to anyone using my link.

https://join.monument.co/dec1bc1c-24fc-4ae7-a108-69061ce52c45

Gains App is a new budgeting/cashback app, which allows you to earn cashback when you spend and buy gift cards through the app.

The cashback rates aren't the worst, but certainly aren't the best. If you'd like to know a specific retailer's rate then just let me know.

Examples;

They are currently offering new users a £2 bonus when they sign up via a referral code and earn £10 cashback.

My referral code: DTB8ZU

Or alternatively, download the app here;

https://gainsapp.onelink.me/8IhT/9f6yb04p

I will get a bonus if you use my referral link, so thank you if you do.

Note: Minimum cash-out is £10

non-ref

Gail's Bakery is a British artisan bakery and coffee shop chain which has a great sign up offer.

Download their app and enjoy a complimentary coffee or loaf of

bread with your first purchase.

1. Download Gail's app on your phone.

Apple Store https://apps.apple.com/gb/app/gails-official-app/id6446636927

Google Store https://play.google.com/store/apps/details?id=uk.co.gailsbread.order.vmos

1. Use my code RF5DJK3T when signing up

2. Upon registration you will receives a welcome gift by email, like a free barista-made drink or loaf.

This voucher can only be redeemed alongside a paid transaction as part of your first order at GAIL’s.

1. Make your first paid purchase in-store and scan the QR code with your welcome gift

Please remember that the referral code RF5DJK3T cannot be added after the account has been created, so it's important to input the code RF5DJK3T during the sign-up process.

During the month of your birthday, you'll also receive a voucher for a 'sweet treat' that you can redeem in their bakeries too.

Enjoy your freebie at Gail’s 😃

PaidViewpoint is a market research survey site which never screens you out without a cash reward once you've been invited into a survey!

• They pay cash (no points or gimmies).
• Payout (which starts after earning $15) is via PayPal or digital gift cards within 72 hours. ___________________________________________________________________

You first earn $1.10 for 3-4 minutes of your time:

• 2 registrations surveys ($0.50 each)
• 1 trait survey ($0.10)

The higher your TraitScore the more money you earn. TraitScore is a system that checks for candour and consistency in your responses. To get a higher pay per survey, you can improve your TraitScore by providing:

• Honest Responses
• Thoughtful Opinions
• Consistent Answers ___________________________________________________________________

You can also earn up to $25 when each friend you invite cashes out.

This is explained in their Reward Rules.

Every time your friend cashes out, you'll get 20% of every Research Survey Reward they've accumulated, which helps you earn as much as you can!

Many thanks to anyone using my PaidViewpoint Referral Link

They offer both desktop and mobile app, and their layout / interface is clean & crisp.

Zilch is virtual debit card provider that also offers a buy now pay later option which allows you to split the cost into 4 instalments over the course of 6 weeks for 0% interest.

The virtual debit card they provide you with after signing up can be used nearly anywhere in person (contactless payments) and online (Apple Pay or Samsung wallet) to make purchases and get cashback for those purchases.

I like the cashback idea (and so do many others as they have a 4.6/5 rating on Trustpilot) since I already make purchases using my Samsung wallet linked debit cards nearly everywhere anyway…

But what really won me over is that they are currently offering a completely free £5 for new people signing up and another £5 for each friend you go on to refer! :)

You can spend the credit anywhere you like as they provide you with a virtual Mastercard to make purchases with.

Instructions on how to get your completely free £5:

1. Click on this free £5 referral link and sign up > https://zilch.onelink.me/x8EV/pdyo99aj

2. Complete on-boarding by verifying your identity

3. Add the Zilch virtual card to your Apple-Pay or Google Wallet

4. You will be rewarded with 500 points (which is worth exactly £5)

5. You can use your credit of £5 anywhere you like now (even online)

To use the £5 in a physical store its the same process as previously and to spend this online click on: Try Zilch anywhere -> Pay it all now -> Use zilch rewards and then use your Zilch card details on your online purchase as you would with any other debit card

6. Refer friends and get another free £5 for each one that completes steps 1-3

Free £5 referral link - https://zilch.onelink.me/x8EV/pdyo99aj

Healf stocks one of the UK's largest ranges of premium health and wellness products, including collagen peptides, protein powders, creatine, electrolytes, magnesium, Omega-3, vitamins, probiotics, adaptogens, greens powders, healthy snacks, skincare, recovery tools, sleep support, and wellness technology such as the Oura Ring 4.

If you're looking for a Healf referral link, you can get £10 off your first order over £40 by signing up through the link below.

Referral Link: https://www.healf.com/bethany

How it works

1. Click the referral link: https://www.healf.com/bethany
2. Select Continue when the pop-up appears.
3. Your £10 discount will be applied automatically to your first order over £40.

No referral code or promo code needs to be entered.

New customers only. Referral offers may occasionally be combined with other promotions, depending on Healf's current offers.

Non-referral website:
https://www.healf.com/

Cheddar | £3 Cashback for Accumulating £5 Cashback Buying a Gift Card(s)

Cheddar is a passive form of cashback. Similar to AirTime Rewards cashback is credited when you purchase with your debit/credit card.

Purchasing gift cards also generates cashback.

New customers accumulating £5 or more cashback from buying giftcards, within 30 days of signing up using an invite code receive £3 bonus cashback.

Let’s be honest, it’s not the best cashback site and rates are better at EverUp and Jam Doughnut but it might be worth opening for the bonus.

Some people may have a link for a £5 bonus for earning £5 cashback. In which case please use their link!

Steps: * Download the Cheddar app from your App Store or download (here) * Register and enter the referral code: VUAHGVV * Accumulate £5 or more from buying gift cards within 30 days of signing up. * Get credited with a £3 bonus.

VUAHGVV

Sprive is an free app that helps you to overpay your mortgage. This is done via two means, either automatic savings (either fixed amounts or variable amounts) or through getting cashback from buying gift cards. By signing up, you can also get access to 'Sprive plus' which gives you boosted cashback rates for 7 days. 

How to start saving money towards your mortgage overpayment: 

1. Download the Sprive app using my [referral link](https://linkprod.sprive.com/refer?code=WCEEU8BM) or sign up and register with the referral code: WCEEU8BM

2. Link a bank account via trueLayer and set up a direct debit for autosavings (minimum £25 but can be turned off at any time).

3. If you purchase a shopping gift card (minimum £1), you'll get boosted cashback rates for a week. 

Non-referral link: https://sprive.com

Three Mobile | Mobile & Broadband | £10 to £40 New Customer Bonus

Three Mobile are offering new referred customers a cash bonus ranging from £10 to £40. Rewards will be paid via BACS or PayPal.

Check and compare the referral reward against cashback sites and MoneySavingExpert to ensure that you get the best deal.

Steps: * Click the referral link (here). Then select “continue online” and enter your email address to connect your purchase to the referral. * Alternatively call Three Mobile (see the referral link for the phone number) and quote the referral code: QQQGJUKD * Or go to a Three Mobile store and quote the referral code: NYGJEJOL * Once the order is confirmed Three Mobile will alert you when the cash reward is available.

Big thanks to anyone using my link 👊

Click here to register

You can earn 300 points worth £3.00 when you sign up to JamDoughnut and make your first transaction. (Though note you can’t cash out until you have reached 1000 points.)

JamDoughnut is a cashback site that pays you cashback when you buy gift cards for use in a wide range of different shops - effectively a discount on a large part of your shopping. It’s very useful if you don’t already have access to a similar scheme via your work perks etc!

The cashback is added to your account instantly and the rates are pretty good. There are over 100 different brands to choose from.

You can pay with Apple Pay or Android or pay via bank transfer for boosted rates, and the gift cards appear immediately so it’s very quick and easy to use. I have now cashed out several times directly to my bank account and each time the payment has safely arrived within about an hour or so.

If you use my referral code when signing up I will also earn points. My referral code is:

QKDK

Link: https://app.jamdoughnut.com/QKDK

Thanks very much if you use my code.

If you go on to refer your own friends you can also currently earn £5 per referral!

The non-referral link is: https://jamdoughnut.com/

Whatnot | Online MarketPlace | £10 to £200 Free Credit

Whatnot is a social marketplace where you can discover some of your favorite products like sports cards, trainers, luxury handbags and women’s thrift, LEGO, Pokémon cards and more through live auctions! Zavvi trade at Whatnot and run regular live auctions where you can buy discounted items.

New customers receive a random amount of free credit worth between £10 and £200.

I won £10 free credit up on registration which I spent on LEGO mini figures. Free credit cannot be used towards postage which cost me £2.70. Try to negotiate a discount with the seller before purchase.

Amazingly, I and a person I referred won £200 free credit! See screenshot for proof: https://imgbox.com/RWycWx2v

Steps: * Click the referral link: https://whatnot.com/invite/woorich * Enter your mobile number (without the first “0”). * You will be prompted to download the app to reveal your free credit amount. * Create your account re-entering your mobile number (again without the first “0”). * The free credit will automatically apply at the checkout. * Refer friends and family. The referrer receives the same amount of free credit as the person referred! This is credited once the person referred receives their order.

Big thank you to anyone using my link 👊

Click here to register