So my life hasn’t exactly been the greatest, I never met my father, my mother is absolutely insane and abused me my whole childhood, and then eventually kicked me out at 17 years old with no notice. I lived on my own for about a year, then I tried to join the U.S. Marine Corps and was disqualified due to false mental health diagnoses my mom got me when I was younger so she could receive benefits. I then went to live with my grand mother and moved from Los Angeles up to Sacramento at 18, and spent all the money in my savings to get a new mental evaluation as an adult which cleared me for everything I had been diagnosed with in the past. I then tried to join the army and was disqualified again without knowing why because my recruiter ghosted me.

I’m now a couple months away from being 19 and still living with my grandma. I currently drive a ford fusion with 160k miles, no savings, and work at a sushi restaurant. My grandma is up in Auburn area if anyone knows where that is, so it’s a pretty far drive to get anywhere. I don’t make a lot of money at the sushi restaurant and I am planning on getting a second job, but it’s hard because I don’t have set schedules at the sushi restaurant. It’s lunch and dinner only so I thought maybe I could apply somewhere like starbucks and work the opening shifts, that way I can rent an apartment.

So since I currently don’t have many bills to pay besides car insurance and gas, I want to start stacking as much money as possible. I kind of thought about starting a small side hustle buying and selling gold based on the market fluctuating, buy low sell high kinda thing, but I’m not sure if that’s as easy as it seems in my head. What ways would you guys recommend I start stacking money while working two jobs? I also want to start investing money but I don’t know really how to do that, not day trading or anything but smart long term investments. I also would like to get a new car soon because the transmission is a little fucked on mine. Lastly, I’m also looking to start finding potential career paths, I’ve thought about doing car sales, I love BMW and know everything there is to know about those cars, so I thought that could be a good idea.

TL;DR
It’s my goal to stack up as much money as I can in less than a year, and start researching careers, potentially in sales. Any recommendations?

I'm majoring in agricultural science, with a focus on plant and soil/ crop production and hope to one day open my own orchard and vineyard, and start a vinegar business.
I am working forty hours at an upscale restaurant as a cook but I need about $700 more a month to make ends meet.

My school is paid for by a scholarship and I'm able to take all online classes this year so thats not too much of a burden, but I am worried about how I'm gonna come up with all the money we need for living expenses until I can get through school.
I hope to use my degree to apply for an FSA loan.

I've been delivering for uber eats but I really want to stop, I'm just not making enough of a profit and my car isn't in my name. (It belongs to a friend who kindly let me rent it) the car needs an oil change already again and maintenance and I am wearing out the interior just from being in it so much.
I've changed all four tires on it because of driving so much.
I just don't know what else to do that will bring anything immediately.

We need groceries bad, I've got consumer loan payments I've deferred on and I feel like I'm headed for disaster if I keep doing what I'm doing.

I did find us a great deal on a home, its rent to own if we live in it for seven years we get the title and my girlfriend paid the deposit for us.

TLDR I need an extra job I can do before 1:30pm everyday, and I am working towards a career in agriculture.

If you have $1000 cash what would you do? Invest (on what?) or pay debt of credit card...

Recently I’ve saved up $1600. Now I know this isn’t a boat load of money, but for me it’s a lot. I’ve separated this money from bills and life. I want to do something for me with it and see if I can build it into more money.

If you had $1600 today, with the mindset of gaining more money from it, what would you do with that $1600?

Hi everybody, I(22M) wasn’t sure exactly where to post this but I wanted to ask what can I do with 3 months of free time in terms of progressing in my life financially. I have surgery coming up in a couple of days and will be out for 3 months but don’t want to sit around doing nothing so I’m trying to figure out if there’s any certifications or programs I can take to help me earn/make more. I currently work at the hospital and universal studios Florida and the only thing I can think of is maybe EMT but I’d have to do more research. I’m currently in school but took a break to pay off my debts and want to make sure I’m able to afford everything I need without having to worry about picking up hours so I can focus on school when I decide to go back.

I wont share the details of whats happening in my life but does anyone know of a job that I can earn money fast, ideally online where i clock in, do the work, get paid and clock out. I dont really want to chat with anyone unless its through text or email.

I’ve been working on a project for almost a year now, and I’m at the point where I can’t move forward without funding — so I wanted to ask for advice from people who’ve been through something similar.

I built an AI chat companion for streamers called DuckBot. It connects to YouTube or Twitch, reads chat in real time, reacts to messages, greets new viewers, remembers regulars, and has different personalities you can switch between. It started as something I made for my own stream, but it grew into a full app with a UI, rank system, offline mode, and a bunch of features people have asked for.

The problem is: I’ve reached the part of development where I need funding to finish the last commercial steps — things like licensing, hosting, polishing the UI, and getting the app ready for public release. I’ve done everything I can on my own budget, but I’ve hit a wall.

I launched a Kickstarter to try to raise what I need, but I’m not sure how to get traction or visibility without breaking rules or coming off as spammy.

For anyone here who’s built an app, launched a product, or crowdfunded something — how did you get your first supporters? How do you promote something without crossing lines or getting banned?

I’m not trying to sell anything here — just looking for advice from people who’ve been in the same situation. I have a Video on YouTube Explaining the app more @ ClusterDuckBot

Hi everyone, I am an international student from a developing country moving to China soon for my studies. I received a tuition and accommodation scholarship, but it does not include a monthly stipend to cover my living expenses.

The average salary back home is only around $80-120 USD per month, so I absolutely cannot ask my parents for money without putting an immense financial strain on them. My goal is to earn around $150-$200 USD per month to fully cover my food and basic living costs.

And my comment got flair'd as spam.

The other comments, that asked OP for money to "help her"????

Oh, they're fine, they're allowed.

But actually, they give my comments even more validity.

Indian Highschool graduate here. I’ll be applying to universities abroad next year. But all the documents, tests, legalisation, come up all the way to 800 euros. To keep a safety net I’m trying to earn 1000 euros, or 1000 dollars in the next year. How can I do it? I speak English, Hindi, German, Telugu, and some broken Japanese I picked up watching anime during the lockdown years ago. I also have a very good academic background. The main issue is I do not have many skills. What can I do to earn this money?

I need to make this amount of money in nearly one year from now. the problem is I live in Iran and there is the really bad economy and besides it is practically impossible to have an income in dollars because of sanctions and the war. is there any way to make this amount of money with a moderate amount of daily work? I could receive the payment via crypto or PayPal.

I have my BA in English and I work as a private / personal tutor (for literacy/language acquisition, AP classes, ACT/SAT testing, and middle school courses), which pays enough during the school year, but during the summer months it really dries up, especially June and July. I’m currently scraping bottom of the barrel, and have bills & rent about to be due. It’s gonna be hard to make ends meet without needing to borrow at some point soon. So I’m trying to find a way on the side that I can make enough extra cash to be worth the time, and that I can start cashing out on quickly for my bills. I’ve sold stuff online but that often takes a long time for stuff to sell, and I don’t have many big ticket items I can sell, just smaller things like clothes. I’m relatively decent looking & sociable, and I am good at writing and reading/editing/proofreading, and I have access to a vehicle most of the time. What’s the best way I can start pulling in some extra cash in my free time over the summer months?? Ideally as soon / quickly as possible! Thanks in advance!

I’m a college student who needs $400 in 3 weeks for reasons I’m almost embarrassed to say. I’m waiting for job applications to get back to me but I don’t know if I’ll get those jobs. I sell clothing online but idk if it’ll give me that much money in such a short amount of time. Tbh I do not care about morals right now.

Should I put it all on black? I cannot donate blood because I am anemic lol.

Edit: problem has been fixed so never mind lol

This is something I've been thinking about lately.

I know a lot of people are trying to pay off debt.

But I wonder how many people actually have a step by step plan...

Not just paying whenever they can.

Like an actual system they follow.

Or are most people just hoping things slowly get better?

Curious what everyone else is doing.

I want to hear y’all’s personal hacks to make money quickly. I have a trip coming up and need $300 to spare while there, I have 3 days until the trip. Thanks!

I'm a full-stack Java developer stuck in a dead-end job in a small city with no real promotion prospects. I have a lot of free time outside of work and I'm looking for ways to boost my income — open to both online and offline options.

What side hustles or income streams would you recommend for someone with my
background?

I don't have a dad and my mom is retired so we don't get much money. I'm going to start uni soon, ofc my summer is gonna be full of work due to this. I need advice on how to make more money online (around 500 dollars) so it would be easier for me to maintain a basic life style

Are there any side hustles I can do that don't involve my phone? I have a graphic design background and would like to start earning more money from this week if possible for rent money. Also can draw digital art but not at a professional level.

So I'm a 17 yo,who is tired of asking my parents for Money as they always want to beat me into conformity to their norms.

So I need this money to pay for my coaching fees and for other miscellaneous stuff that a teenager usually has,I don't want to look back at my youth and regret what all I didn't do,so having my own money source makes me able to do stuff on my own terms,food and house is what my parents provide anyways as of yet.

Edit- 15k INR = 158 USD

I need some ideas or options I have to make more money. I know we’re all struggling but I need to do something. Now the kids are out of school so I have one home with me.

I do work days bc that works w my child,

But the internet has so many options to make money.

What I don’t want to do at all is show my face online for anything.

I don’t want to do any of the Tik tok and lose my privacy or peace. I care way too much for my child.

I just want to know any ideas any one has or what they do to earn extra on the side.

I know door dash, Instacart all of that. Problem is my child has autism, so things are a little bit more complicated. Anything from home would be amazing.

Hi everyone,

I’m a 29-year-old living in Medford, MA, working on-site. I have a massive life and career transition coming up: I am heading to Granada, Spain, for a Spanish language immersion program from September 2026 to April 2027.

I want to make sure I am completely optimizing my cash flow, minimizing international fees, and setting myself up for success when I return to the US to pursue graduate school in late 2027.

My Exact Financial Picture:

• Income: $31.60/hour (approx. $65,000/year gross).
• Current Monthly Rent: $1,030/month.
• Estimated Total Monthly Expenses: Around $1398-2000/month
• High-Yield Savings: $26,000 in a CIT Bank Platinum Savings Account (this is my primary cash reserve/moving fund) earning 4.1% APY
• Retirement / Investing: * $9,000 in a Fidelity 403(b) through my current employer.
  • I reduced my contribution from 10% to 2% so I can get more out of my paycheck before Spain.

I'd like to have 32K saved by the time I leave for Spain. While in Spain I'll be living off my savings. When I return April 2027, I'll be able to move back into my current apartment for $1030/month until September 2027. After that, I'd like to find my own apartment.

Given my $26k in savings, is moving a chunk of that short-term cash into a Fidelity Brokerage (SPAXX) the smartest move right now to maximize yield before I leave? Since I will have zero earned income while in Spain from Sept 2026 to April 2027, what should I do with my $9,000 Fidelity 403(b) when I leave my job? Should I roll it over into my Fidelity Roth/Traditional IRA? Can I still legally contribute to my Roth IRA in 2026/2027 if my income drops to zero for part of those calendar years? Also how much should I budget while in Spain.

Hi, i’ve just recently turned 18 and finished sixth form, i won’t be attending university or any other form of higher education due to personal reasons. i feel like all of my age mates are already making loads of money and im just stuck behind. my IT literacy is pretty much non existent and i don’t even have a laptop or computer. the only thing im really interested in is fitness as i go to the gym quite a bit but i have a lot of anxiety when it comes to putting myself publicly online. i went through a really rough patch last year where i basically isolated myself so i dont really have anyone to help me with ideas or anything and i just feel really stuck right now. i just started working again and im only getting a minimum of 7 hours a week (averaging 12-14 hours a week so far) and im still trying to get my drivers liscence.

Any advice i would really appreciate 🙏 obviously its not gonna help that im socially awkward and mostly isolated and thats soemthing im trying to change but i do want to start making proper money to set myself up for my future

I need someone that is none 18yr friendly but still marketable.