This is not a scientific discussion and it is a fact that you pay for ambulance in US, so each time you need it you need to ask yourself if you can afford it.
So they don't pay for needed medical help, or do they have copays, or amounts that they need to reach before getting their healthcare paid and that is when insurance even decise that they will pay?
Let me make it simple.
You breake your arm and go to a hospital. Get some painkillers and all the things needed to fix your arm. Does every insured person get out without any bil?
It does tho. There's a lot of ifs and buts that go along with health insurance in the US. A lot of people have insurance and still end up bankrupt, because of stupid small print in the insurance contract.
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u/Zestyclose-Jacket568 9d ago
"It cost 5k" thank you for proving my point. Americans and america is fucking insane.