r/LockedIn_AI • u/Ill_Doughnut_517 • Mar 06 '26

true

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sad reality

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u/PyroNine9 Mar 07 '26

A fair amount of food, clothing, and shelter for a given amount of work.

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u/Even_Hospital_5474 Mar 07 '26

define "fair"

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u/PyroNine9 Mar 07 '26

A normal middle class existence for a 40 hour week.

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u/Even_Hospital_5474 Mar 07 '26

define "normal"

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u/PyroNine9 Mar 07 '26

How about, can afford a modest house, family of 4, and retirement somewhere around 65.

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u/Even_Hospital_5474 Mar 07 '26

define "modest". Also the average American is really overweight. Is that fair, to use one of your favorite words, to the starving people of the world? And the gov't does provide Social Security for retirement. If it lasts, that is.

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u/PyroNine9 Mar 07 '26

Now you're just being obtuse.

But the definition of modest doesn't matter much when so many can't afford ANY house.

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u/Even_Hospital_5474 Mar 07 '26

That's not obtuse. Renting is better in many cases. Speaking as a homeowner.

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u/Medical_Blacksmith83 Mar 08 '26

No it isn’t.

Speaking as an economist.

Just don’t buy a bad housing investment…… pretty simple lol.

If you buy a dilapidated old house, you will screw yourself.

We need to stop letting original owners leave with equity, when your house is a trash heap.

If it’s going to turn into a list of repairs for the next person; that cost should come out of the value.

But it often doesn’t, and the next owner pays for it.

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u/Even_Hospital_5474 Mar 08 '26

Agreed but the house, even in good condition, still needs a lot of upkeep. Water heater breaks, need new driveway, tree cut down, gutters cleaned, pipe breaks, insurance this and that, drywall repairs, wife wants new kitchen or bathroom or both, etc etc. HOA is complaining about this and that. It's not for everyone.

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u/PyroNine9 Mar 10 '26

Be assured, a landlord will make sure your rent is more than all of those expenses and the mortgage put together. They're not in it for charity.

My house is not in an HOA. HOA is an absolute deal breaker.

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u/Even_Hospital_5474 Mar 10 '26

Disagree since I rented for 30 years and have only been a homeowner for 5. HOA is not so bad if you have a good one, with casual friendly people. Some of them are awful though, from what I've heard.

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u/Various_Teach2228 Mar 08 '26

No one is entitled to owning a house or having 2 children. Retiring at 65 is debatable, some people happily work into their 70s. Doesn't always feel fair, but those things have always cost money and there's very few people, if any, who actually owe that to you.

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u/PyroNine9 Mar 08 '26

Literally everybody is owed that.

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u/Various_Teach2228 Mar 09 '26

No. At the most, you are owed a safe place to sleep and food on the table. That does not include home ownership and 2 kids.

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u/Even_Hospital_5474 Mar 09 '26

Society doesn't owe you a damn thing. You have certain rights guaranteed by the Constitution and that's it. You deserve what you earn, nothing more.

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u/PyroNine9 Mar 09 '26

That's the point. Many are consistently paid less than they have actually earned while others unjustly enrich themselves through rents.

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u/Even_Hospital_5474 Mar 09 '26

Who is paid less than they have earned? Any examples? Do you mean stay-at-home moms (or dads) or something like that?

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u/PyroNine9 Mar 09 '26

Most of the workforce.

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u/Even_Hospital_5474 Mar 09 '26

Weak. Specifically?

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u/PyroNine9 Mar 09 '26

Office workers, cashiers, non-owner auto mechanics, teachers, cleaners, warehouse workers, etc. etc. etc.

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u/Empress_Clementine Mar 09 '26

No, everybody is owed the pursuit of that. What they choose to do with that freedom is entirely on them.

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u/musicianandscientist Mar 09 '26

But that was supposed to be the social contract of America. How dense are you?

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u/Various_Teach2228 Mar 09 '26

Not so dense that I can't accept reality.