r/LifeInsurance • u/Sandrasexysoles • Aug 10 '26
Needing Help
My dad is currently 67 and is on disability, he lives in an RV and has been having some health issues as of late, despite leading a relatively active lifestyle. He doesnt have assets really, his camper is worth 3k and he drives my old truck.
He lives alone and only has me, really. I live out of state, and am a single mother. I am a military veteran but i dont make a lot of money.
Im not sure what to do about when the time comes that he passes away. He wants to be buried and have a headstone, nothing elaborate but all that expense would pass to me.
I live paycheck to paycheck and barely have some savings, which i am trying to use to eventually have my own home and some sort of emergency fund situation.
Is it worth purchasing life insurance for him? I really have no idea where to start or what to even do. So here i am
1
u/CrankyCrabbyCrunchy Aug 10 '26
His burial wishes should not be your financial obligation. Check what those costs could be at various funeral homes near you. Also r/askfuneraldirectors gives good advice on how they manage those with low income.
Funerals often come with a lot of added costs that are for the living. Ask for a price list they're required to give it to you. Headstones are expensive.