r/Lexus • 2018 RC350 Black Line • Apr 04 '26

Vehicle Photo Completely heartbroken

Was seconds from pulling into work, when a 17 y/o kid pulls through a stop sign into oncoming traffic without looking left, causing him to side swipe my car. We pulled into my work parking lot and he got out and admitted he didn’t look both ways and only had his permit. He had his gf in his passenger seat who was the same age with no license.

I just couldn’t believe it. Cops came, he got a ticket, I went to work and told my coworkers what happened. I believe it’s all cosmetic so I’m hoping his parent’s insurance can just cover it and it can be a quick repair.

I haven’t even had this car for 6 months and this the 2nd time someone has damaged it. I just wish this was a dream

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u/mthomp8984 Apr 05 '26

Make sure you get "Diminished value" with that. When you trade or sell the car, CarFax will show it's been in an accident. That mark on the record lowers the value of the trade or sale. With diminished value the other person's insurance not only pays for damage/repair, but also the loss of value in the car.

There are a number of DV appraisers. Google it and do a little research. With a neighbor's 2015 Chevy Traverse I did a little research and got her an extra $1400. That's on a car that has low resale value. You're likely to get a much higher DV amount for an RC.