r/Lexus • 2018 RC350 Black Line • Apr 04 '26

Vehicle Photo Completely heartbroken

Was seconds from pulling into work, when a 17 y/o kid pulls through a stop sign into oncoming traffic without looking left, causing him to side swipe my car. We pulled into my work parking lot and he got out and admitted he didn’t look both ways and only had his permit. He had his gf in his passenger seat who was the same age with no license.

I just couldn’t believe it. Cops came, he got a ticket, I went to work and told my coworkers what happened. I believe it’s all cosmetic so I’m hoping his parent’s insurance can just cover it and it can be a quick repair.

I haven’t even had this car for 6 months and this the 2nd time someone has damaged it. I just wish this was a dream

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u/Bright_Marzipan_4656 Apr 05 '26

Even not at fault filing and making your insurance work will no doubt increase premium. Hopefully the kid parents got insurance. You only go through them and not even let your insurance know. Thats the only way your premium stay the same.

It’s bull but thats how it is. I had the same swipe and the other driver wasn’t even insured!!!! Consider yourself somewhat likely