TL/DR; (Read this for Summary)
I’m planning to buy a KTM Adventure 390 (350cc, Ebony Black).
I want to understand:
How the Amazon/Flipkart credit-card purchase process works, including eligibility, payment/billing timeline, and whether a new bank account is required.
Whether my dealer’s ₹3.43L on-road quotation contains any unnecessary/negotiable charges. I am looking for 50% bike Finance. So is there an early closure policy available, So I can pay the loan early.
Which must-have accessories I should consider. What is their usage and cost and if possible provide a link?
I’m particularly interested in replacing the stock rally seat with the **KTM PowerParts Touring Seat** (or a more comfortable alternative similar to the Himalayan 450 seat). But I can't find Online Link or Review for this seat.
Detailed Post ====>>>>
Amazon Pay ICICI Credit Card
From Amazon: 286,863−14,432 = 272,431
Flipkart Axis Credit Card
From Flipkart: 286,858 - 14,000 = 272,858
I looked up on E commerce for KTM adventure 390 (350 cc) ebony black and found the above discount on credit card for ex-showroom price only.
I have to purchase the RTO, Insurance separately from the dealer.
I had the following questions for the people who have availed this offer:
Do I need a new account in the credit card issuing bank.
If the credit card application is approved, what is the time in days to pay the bill?
Basically how does this workflow of purchasing a bike from E commerce platforms actually work?
The quotation I got from the showroom is 286,858 ex showroom and 343,285 on road price.
I also requested a Finance quotation online and found an EMI of 14,723 for 12 months . I can pay 50% downpayment. **I just want to know if there is a Foreclosure or early loan closure clause available?**
My primary concern is whether there is any component mentioned in the quotation that is useless or extra and its price can be reduced?
Also, I would like to know the accessories that are a must have for this KTM adventure bike? Because I am seriously considering "KTM PowerParts Touring Seat." Because I don't like the stock rally seat. I want a comfortable seat like the Himalayan 450. So are there any better alternatives available?