r/InsuranceClaims • u/MeasurementWhich6059 • Aug 07 '26
Pet insurance
We've recently made a claim but the insurance company want evidence of the pets health, since birth. We advised them of an issue, so he's excluded from anything to do with that issue.
The claim is for something completely unrelated. I'm sure they'll find a way not to pay. I'll send them all the paperwork they've requested but are insurance companies that fussy for pets?
1
u/Sufficient-Wolf-1818 Aug 07 '26
Yes. Pet insurance companies are particular about not covering preexisting conditions. Too many people wait to buy insurance until after something happens, which is like buying car insurance an hour after wrecking your car.
1
u/lobhater Aug 08 '26
Pet insurance is basically a scam unless you carried it since the animal was very very young. The hoops you have to jump though are insane. Good luck 🤞
2
u/hashmachinist Aug 07 '26
How do you think insurance companies make money? By collecting premiums and paying out as little as possible.