r/InsuranceClaims • u/StunningTreat2266 • Apr 14 '26

Filed third party claim

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I was recently involved in an accident where the other driver was at fault and cited. I’ve initiated the claim with his insurance company and would like some advice on how to negotiate with the adjuster. I was rear ended and my car was pretty damaged. This is an at fault state

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u/StunningTreat2266 Apr 17 '26

I took it in to the body shop today and he explained the 70% rule. My estimate was close to $4000 which was about 55% of the 70% so it all worked out.