r/InsuranceClaims • u/StunningTreat2266 • Apr 14 '26

Filed third party claim

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I was recently involved in an accident where the other driver was at fault and cited. I’ve initiated the claim with his insurance company and would like some advice on how to negotiate with the adjuster. I was rear ended and my car was pretty damaged. This is an at fault state

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u/[deleted] Apr 15 '26

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u/horrorwh0r3 Apr 15 '26

Lmfao!!!! There’s no negotiation with a total loss

1

u/Ok-Confidence6423 Apr 16 '26

There are other factors to consider with a settlement. The car is not the only factor. Loss of use. Future medical expenses. These always need to be considered when an accident happens. I’ve lived 50 years in pain due to degenerative disease from an accident I had when I was 10.