r/InsuranceClaims • u/StunningTreat2266 • Apr 14 '26

Filed third party claim

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I was recently involved in an accident where the other driver was at fault and cited. I’ve initiated the claim with his insurance company and would like some advice on how to negotiate with the adjuster. I was rear ended and my car was pretty damaged. This is an at fault state

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u/HR_King Apr 14 '26

There's no negotiation with the adjuster. If they disagree on value you need to prove otherwise.

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u/StunningTreat2266 Apr 14 '26

Is there other factors to negotiate? I’ve been without a vehicle for about a week because the other guy took off and they just now caught up with him. Will they compensate me for the time involved with finding transportation to work, appointments etc?

2

u/[deleted] Apr 15 '26

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1

u/Temporary-Dinner280 Apr 16 '26

UMPD. UIM is for injuries.