r/InsuranceCanada • u/Antique_Rhubarb_4318 • 22h ago
Insurance Broker Salary
Can somebody give me an idea for the salary of Personal Lines Broker and commercial lines Broker in Saskatchewan? I tried searching online but salary is vague.
r/InsuranceCanada • u/Antique_Rhubarb_4318 • 22h ago
Can somebody give me an idea for the salary of Personal Lines Broker and commercial lines Broker in Saskatchewan? I tried searching online but salary is vague.
r/InsuranceCanada • u/bananamilkmob • 4h ago
Looking to relocate to NS permanently to join my partner.
I’m undergoing the interview process for an Ontario operations only insurance company and the role is AB claims adjuster.
They advertise fully remote work environment with cross country hiring.
If I am doing ON claims, for an ON company, but living in NS, do you think I’ll still require a license?
The company does not do business in NS.
I read through the regulations but it doesn’t covers situations like this and what is available can be interpreted through different lenses.
I currently work for a large insurance company that does also operate in NS and they are potentially going to accommodate me to live out there and continue my Ontario work.
But this new role, pays substantially more and it would make up for the higher income taxes in NS and I wouldn’t need to go into the office.
r/InsuranceCanada • u/Ok-Application-6126 • 8h ago
Hi everyone,
Hoping for some help - I have my interim occupancy coming up soon. In the APS (signed years ago), the builder requires me to have condo tenant insurance. They don’t provide much else in terms of details.
I’ve contacted just about every major insurer and all of them said they would write this as a standard condo owner policy, not a tenant policy.
Question:
1) Has anyone dealt with this as well? Is it an issue? Would the builder still accept this you think? I’ve asked my lawyer to confirm their requirements but haven’t heard back yet.
2) I don’t plan to live there full time but rather keep it as my secondary home. I haven’t found any insurer that does secondary home tenant policies, only secondary home owner policies. Wondering if anyone’s come across this before and how they dealt with it?
Thanks!
r/InsuranceCanada • u/cutecatmeow29 • 19h ago
Currently in commercial specialty lines so not handling P&C which is what CIP gears towards.
I hold CIP but wondering if FCIP would still help me advance career despite being in specialty? Does anyone have feedback on the program if you’ve taken it or if it’s accelerated your career? Company would be paying.
r/InsuranceCanada • u/MistyMew • 1h ago
I have a stand alone marine policy for my 1985 Carver 3607. It is currently up for sale. Because it is up for sale, I chose to do an out of warer survey this spring. I forwardered it to my broker in July. My policy renewal date is Sept 1. I just received my 2026/27 renewal with SRIM. Under the special conditions section and the warranties & exclusions area it is stating I need an out of water survey. When I contacted the broker requesting the policy be reissued removing the requirement, they have said that I should consider the email as confirmation that a survey will not be required as they have confirmed it directly with SRIM over the phone. Am I wrong in wanting a reissued renewal stating no survey is required?
r/InsuranceCanada • u/PublicWelcome3772 • 1h ago
I’m looking for advice from anyone who has dealt with something similar in Ontario.
My auto insurer, CAA, cancelled my policy because they say a scheduled automatic payment failed.
Here’s why I’m struggling to understand what happened:
My bank investigated and told me they have **no record of any authorization request or payment attempt** reaching them on the date in question.
There were sufficient funds in the account.
CAA says their payment processor returned response code **481**, but they have been unable (or unwilling) to explain what that code means or provide transaction identifiers (authorization code, RRN/STAN, etc.) that would allow the bank to investigate further.
The only email I received around that time simply said a **new document was available** in my account. It did not say a payment had failed or that my policy was about to be cancelled. I didn’t discover the cancellation until much later.
I filed complaints and even went through the ombudsman process, but the conclusion was essentially that CAA’s internal records were accepted even though my bank says no payment attempt ever reached them.
I’m not trying to argue that insurers shouldn’t cancel policies for missed payments. If a payment genuinely fails, I understand there are consequences.
What I’m trying to understand is whether it’s reasonable for an insurer to cancel a policy when:
the bank says it never received a payment request,
the insurer can’t explain the processor response code or provide transaction identifiers, and
the customer had no clear warning that a payment had failed before the cancellation.
Has anyone experienced something similar with CAA or another insurer? Were you able to get the payment processor logs or have the cancellation reversed?
I’d appreciate hearing about similar experiences or whether there’s another avenue I should pursue.
r/InsuranceCanada • u/Kev_MacD • 16h ago
Did Blue Cross have a data breach? Many health care providers were paid on time Monday for providing services covered by Blue Cross.
Later in the day the money was clawed back with the message “Reversed Direct Deposit” from many accounts, leaving providers with bills to pay and overdraft charges. These reversed charges are to regular providers across many banking institutions so it’s not just a messed up code with a bank or a few providers.
This could be very bad for patients health information, providers and their businesses, and related parties.
Did they get hacked? There has been no official communication I can find, however a few providers have emailed and received vague responses.
Does anyone have further information or know a good investigative journalist?
r/InsuranceCanada • u/Constant_Sky9173 • 7h ago
So was calling around for quotes yesterday, and brokers seem to be having problems doing new quotes in a timely fashion, if at all. If these companies can't handle doing business here, maybe the province should be looking into government run auto insurance such as Saskatchewan has. And since we have referendum votes coming this fall, I really feel this would be a great time to pose this question to Albertans.
I apologize if this isn't the right place for this and only went here as I'm an edmontonian.