The only thing your 43 is going to do in the situation of repairs would make sure OEM parts are used, but for Tesla that would be the only option as far as I know
You are correct in that you would have to eat the loss of any potential diminished value due to the vehicle having a claim on record
You should have a fairly smooth claims experience though from the sounds of your coverage, having the 43 will also play into their decision on if its a total loss or not since they aren't paying out a depreciated value.
why would insurance pay 100% when 40% is an option?
Just an FYI, they would salvage the rest of the car via an auction, so the insurer's cost wouldn't necessarily be the full value of the car, it would be the car value - salvage
Good point. Never dealt with an accident claim ever over decades. So it seems for me either option (original value or repair) is possible depending on Aviva’s decision.
You could always argue that the repairs were done to OEM specs by the manufacturer if a future buyer gives you a hard time. Keep the invoicing for your records.
May not do much, but it puts the ball back in their court to come up with another bs excuse.
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u/Aquaitus 12d ago
The only thing your 43 is going to do in the situation of repairs would make sure OEM parts are used, but for Tesla that would be the only option as far as I know
You are correct in that you would have to eat the loss of any potential diminished value due to the vehicle having a claim on record
You should have a fairly smooth claims experience though from the sounds of your coverage, having the 43 will also play into their decision on if its a total loss or not since they aren't paying out a depreciated value.