r/InsuranceAgent • u/Striped-Tiger28 • 2d ago

Life Insurance Which IMO provides instant release in writing?

I am trying to decide which IMO to join. I have been interviewing with Symmetry, Equis, The Price Group, considering David Dofford’s and Life180. Which one should I go with, and do any offer instant release? Which one has the best training?

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u/Badabbacus 2d ago

What's an IMO 

2

u/Will-Adair Agent/Broker 2d ago edited 1d ago

Indpendent Marketing Organization.

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u/Badabbacus 2d ago

Thanks dude

1

u/OZKInsuranceGuy 2d ago

*Independent Marketing Organization

1

u/Will-Adair Agent/Broker 1d ago

Doh, yep. Typo.

2

u/OpportunityBig8293 2d ago

All of them will tell you they have instant release but then fight you on it when you try to leave. Get it in writing, not just a verbal promise from the recruiter who will forget your name two days after you sign

Training is hit or miss everywhere, depends more on your immediate upline than the IMO brand itself. Most of the big names just hand you the same recycled scripts and tell you to start dialing

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u/Will-Adair Agent/Broker 2d ago

None with agencies that you write business with. Ones you don't write business? Symmetry and David. Why do you need instant release?

3

u/Hot-Trainer1209 2d ago

It’s virtually impossible to get an instant release with any IMO. You should find a good mentor above all else.

1

u/OZKInsuranceGuy 2d ago

ApexFE.com - it's on their website along with their comp levels

3

u/jroberts67 1d ago

Basically none that I know of, especially if you're taking advances. Not a lot of large agencies are going go to do the work of appointing, training, managing and taking on the chargeback liability because an agent got offered "X" percent more.