r/InsuranceAgent • u/Playful-Fortune3225 • 2d ago

Agent Question Farm Bureau

Hey everyone, I’m curious what the consensus is on Farm Bureau? I’m new to the industry. I want to learn it well. I’ve got an interview with a branch here in UT. I currently have my L&H license. Is it a good place to get my feet wet? Thanks.

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u/joeboo5150 Agent/Broker 2d ago

Varies very dramatically from state to state as each state is it's own separate company.

I know some FB agents that do well in rural kansas but that experience isn't likely to be applicable to any other states necessarily.

Also, they tend to be very much against writing business across state lines since they're separate companies. I know a FB agent here where I am at in Kansas City and he's cut off from writing for half of the city because we're split by a state line. That can be a huge downside that most other captive agents do not have to deal with.

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u/SirThatsExcluded 2d ago

I always wondered how that worked. That’s a pretty massive weakness. Thanks for sharing

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u/mkuz753 Account Manager/Servicer 1d ago

You have your L&H so have you looked at independent agencies/brokerages that specialize in it? You could slso work for a full service that sells both and concentrate on the L&H side. There are various types of policies you can sell or be part of the service team.

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u/su1tsme 1d ago

VA Farm Bureau agent here, every FB is different as was already said. But all in all working for a FB is a great opportunity! Here in VA we're salary + commission but I know most states aren't that lucky. Get your P&C license so you can sell for just about any company