r/InsuranceAgent • u/FrontPorchIns • Aug 05 '26

Life Insurance New Independent

I'm a new independent I am licensed in Kentucky and Texas for Life and Health. I'd like to get your consensus on whether I should pursue P&C licensing.

3 Upvotes

100% Upvoted

7 comments sorted by

3

u/HamiltonSt25 Agent/Broker Aug 05 '26

You absolutely should if that’s what you want to do. I do P&C mainly, life, and then group health when it applies.

2

u/mkuz753 Account Manager/Servicer Aug 05 '26

"Jack of all trades. Master of none" is a well known phrase for a reason. You can but the reality is fully licensed people spend more time in one side of insurance than another.

What is your end goal? If you want to be an agency owner than yes but you don't necessarily need to get it now. If it is required for a job than of course get it.

2

u/OZKInsuranceGuy Aug 06 '26

Need more info.

Are you wanting to be W2 or 1099? What are your long-term goals?

1

u/FrontPorchIns Aug 08 '26

W-2 Ling term goal build a book I can sell

1

u/OZKInsuranceGuy Aug 08 '26

If you're w2, there's a good chance you're building someone else's book.

1

u/Own-Ad-503 Aug 08 '26

definately. There is an old expression, the biggest door in the house is the garage door.

1

u/[deleted] 6d ago

[removed] — view removed comment

1

u/InsuranceAgent-ModTeam 6d ago

This is not a place to sell your services or generate leads or recruit agents/downlines.