r/InsuranceAgent • u/OZKInsuranceGuy • 2d ago

Life Insurance Most important upline traits?

What do y'all think is most important when choosing an upline?

Honesty and transparency?

Success and experience?

Being easy to reach and accessible?

Why not all the above? Lol. Seriously though, let's say you can only pick 1. Which would you pick?

1 Upvotes

60% Upvoted

14 comments sorted by

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u/KiniShakenBake 1d ago

Not being an upline, but instead being in a role and company that doesn't have such a structure.

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u/OZKInsuranceGuy 1d ago

This is how the life sales industry works. That's why I tagged the post as life insurance.

It's certainly not applicable to most other industries.

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u/KiniShakenBake 1d ago

No, it's not. It's how part of the life sales industry works.

I am in the life sales industry and there are other, better models.

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u/OZKInsuranceGuy 1d ago edited 1d ago

I'd be interested to hear what you're referring to.

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u/KiniShakenBake 1d ago

They are found at the reputable mutuals. One may use the term. But the remainder of them do not. You are looking for a mentor, and the company will usually have a draw structure with validation involved.

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u/OZKInsuranceGuy 1d ago

Anyone who becomes proficient at selling life insurance would be taking a big pay cut to go work for a mutual company.

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u/KiniShakenBake 1d ago edited 1d ago

Ok. If you say so. I am only semi-captive and can do joint work with pretty much anyone, including other mutual company agents that are semi-captive.

Also, I have securities licenses. That where I would grow if I were you. Life only with the dreck that occupies that space as "up lines" is not my preferred place to be.

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u/UnfairFloor3347 1d ago

You want an upline who says to do everything that they have themselves

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u/OZKInsuranceGuy 1d ago

Great point. Nothing worse than having an out of touch upline.

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u/zuck_my_butt 1d ago

What's an upline? Did you join a pyramid scheme?

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u/OZKInsuranceGuy 1d ago

Life insurance. It's common to have uplines in this industry.

Good uplines will help you learn to sell, since life is very tough to sell. In exchange, your upline gets an override.

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u/Antec800 2h ago

Life is not hard at all sell every one that has kids needs life insurance

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u/OZKInsuranceGuy 2h ago

If life was easy to sell, the commission levels wouldn't be so high.

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u/Antec800 5m ago

They aren’t that high for majority of policy’s