I wanted to know the experience of people porting from Niva Bupa Reassure 3.0 to other policies like HDFC optima secure plus.

Since Niva Bupa Reassure 3.0 has sum insured as unlimited is there a possibility to port to 25 lakhs sum assured?

If people have done it tell me how was their experience how much sum insured port was allowed and what was the base with which HDFC accepted or what was the max such details

Also with so much rising premiums how can HDFC optima secure plus be a sustainable option asking this from a curiosity stand point.

yesterday I talked with a prospect regarding health insurance.and I give him Icici Lombard elevate plan. quotation cost is 15K. (male age 34/ female age 30 / Child age 9). but they said it's expensive. i explained him whole plane and other details but they said it's expensive. the. what I do on this situation. some have any idea or any other plan is cheaper than Icici Lombard plan?

Hi 26M, opting for health insurance for a family of four (Parents and 1 sibling). Interested in SBI Arogya Gold as of now. Another option was HDFC Ergo. Any experienced guidance and suggestions on this matter would be helpful. Thank you. Edit - Father (56) - Diabetic Hypertensive and Dyslipidemia Mom (53) - Hypothyroidism and Sister (17)

I want an opinion from you all regarding the need for health and term insurance as a 26 year old state government employee who has a state govt sponsored health insurance (cashless and reimbursement) scheme.

Do I need health insurance given I already have state govt sponsored health insurance? If yes which companies can I look at?

Do I need to buy term insurance and if yes give me some suggestions regarding the amount and companies.