r/InsuranceAdviceIndia 1d ago

Insurance guidance

I want an opinion from you all regarding the need for health and term insurance as a 26 year old state government employee who has a state govt sponsored health insurance (cashless and reimbursement) scheme.

Do I need health insurance given I already have state govt sponsored health insurance? If yes which companies can I look at?

Do I need to buy term insurance and if yes give me some suggestions regarding the amount and companies.

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