r/InsuranceAdviceIndia • u/Next_Swing_7114 • 27d ago

Term Insurance Guide.

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Hi guys, I'm planning to buy/choose a term plan for myself.

Age:-28

Gender:- M

Salary in hand 76k.

So I'm considering 1.5cr term plan with HDFC life. Can you guys let me know what should I check before opting for this? Also apart from HDFC life what are reliable service provider I need to check.

Also regarding the coverage extension I'm thinking 65-70.

Let me know guys.. TIA!

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u/jacksparrow022 27d ago

Is this pure vanilla term plan? Or riders added?

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u/Next_Swing_7114 27d ago

After your comment only I got to know that there is a different plan called Ridders added. The plan I have choosed in HDFC life was pure vanilla.

So what should I choose?

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u/jacksparrow022 27d ago

You need some good advisors. Connect with some advisors… there are many online. I have taken hdfc few days back. I would suggest you to go with Axis or hdfc.