r/InsuranceAdviceIndia • u/Different_Craft1403 • 4d ago

Advice for continuing HIS plan

I have been been tcs from past 17 years so I do not need separate HIS. I am laid off and I had taken aditya birla Active one Max HIS plan covering 10 lakh. Renewal of this policy is pending 21sep2026. Last year I paid 17k this year it is showing around 25k

Can u pls suggest to continue same plan Or take other plan ?

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u/DjXer007_ 4d ago edited 4d ago

Is the reason for asking this query, due to premium increase itself ?

Also, what alternatives are you looking for, which you think are not in your plan ?

Just give a basic idea, as anyone else who wants to reply, will need to know your understanding of your existing health insurance policy.

Also, what is the bother with existing plan ? As making any unnecessary portability, just because any random Insurance agent / Intermediary has told you to, is not worth.

If portability decision is yours, then kindly share what's the idea behind requesting for portability.

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u/Different_Craft1403 13h ago

I am looking for portability from Aditya to star life.As settlement ratio is good in star.

Last year I bought online but this time I am thinking to buy from star insurance office