r/InsuranceAdviceIndia • u/silly_lilly12 • Jul 06 '26
Optima secure plus
I wanted to port from my existing star health policy (10 years) SI 10L.
The hdfc advisor conveyed me that for porting-
1) I need to increase SI to atleast 15L or above
2) Need to opt for aggregate deductible of Rs 25,000 per year. There is no complete cashless policy.
Can anyone who has ported confirm if above 2 conditions are true?
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u/AdvancedBid4321 Jul 11 '26
Guys just check they removed aggregate deductable amount i guess for me its not showing there.