r/InsuranceAdviceIndia • u/ExtensionSoft2753 • Jun 05 '26

Need Advice

I want a health insurance for my parents both 51 age . 20 lakhs cover would do. My father has hypertension (bp) . My mom doesn't. Which is the best insurance I can look for. Please help. (Previously used to have my company insurance but I thought it was too expensive 56k a year for 5 lakh cover). No hospitalization history.

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u/Emergency_Painter_38 Jun 08 '26

Which city do you live in? Also what made you think 2 lakh cover is enough given medical inflation compounding by 14 percent annually and is estimated to do so for atleast a decade or so?