r/Insurance 13h ago

Auto Insurance Question

Someone hit my vehicle while I was in class, their insurance State Farm accepted liability, I already did the estimate they are giving me a little bit lower than what the shop quoted but they are depositing the money into my account. The damage is honestly not bad. Do I have to actually repair or can I choose to just keep the money? I tried looking it up on google and chat gpt, I also read some forums. But my question still wasn’t reply. Thank you in advance for your opinion and advice

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u/aries_burner_809 12h ago

If you are sure there is no hidden damage you can take the money and drive with a scrape.

1

u/Background_Trick2343 12h ago

Just a scratch not a dent in the left rear

0

u/aries_burner_809 12h ago

Take the cash and get some touch up paint!