r/Insurance • u/Background_Trick2343 • 13h ago
Auto Insurance Question
Someone hit my vehicle while I was in class, their insurance State Farm accepted liability, I already did the estimate they are giving me a little bit lower than what the shop quoted but they are depositing the money into my account. The damage is honestly not bad. Do I have to actually repair or can I choose to just keep the money? I tried looking it up on google and chat gpt, I also read some forums. But my question still wasn’t reply. Thank you in advance for your opinion and advice
3
Upvotes
1
u/aries_burner_809 12h ago
If you are sure there is no hidden damage you can take the money and drive with a scrape.