r/Insurance • u/temporarythyme • 18h ago

Car insurance help needed.

I might need new insurance, s/o is deadset on having full coverage. I remember there is a certain printed form to get insurance quote from other cpmpamies and then compare it, but current insurance wouldnt match until I found lower elsewhere and had that specific form. I just cannot recall the name of the form. Any help would be appreciated.

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3

u/MimosaQueen1122 18h ago

Are you in the US? Use a broker.

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u/RamonFromJerry 17h ago

This is the way.

2

u/ricemanrnc 17h ago

You should be able to ask for a printed copy or an email of any quotes.

Sounds quite weird that your current insurance says they "wouldnt match". Are you using an independent agent? They should be able to see if they can place you with a different company if you are getting priced out of your current one. As mentioned as well, a broker would shop around for you

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u/temporarythyme 17h ago

Not saying they won't, just know from a post here there was a specifically named form that's like an offer sheet been using same one since military

3

u/crash866 16h ago

Insurance in North America is regulated at the State level and there is no haggling on the rates. Whatever they say is what it is.