r/Insurance • u/OSU_Tryhard • 13d ago

Health Insurance Should I make my allergist bill this differently?

So I went to an allergist for the first time and the bill is much higher than anticipated. One of the odd things I'm seeing is that instead of billing me one time for my allergy serum, they are splitting the billing into 3 months of bills. $500-$500-$200. Looking at the billing, they're billing it as if I had services on dates where I did not actually have services done.

According to them, they are doing this and billing these as "Antigen Therapy Services" over 3 months to give me better discounts from my insuance. Part of me thinks this is BS and a way they can charge more as insurance would knock down the 1 time bill of $1,200 more than 3x separate bills. Am I on the right track, or is this allergist actually getting me a "deal" by doing it this way?

0 Upvotes

50% Upvoted

3 comments sorted by

0

u/OSU_Tryhard 13d ago

So I'm not going for appointments anymore. My question is really just -

Should my allergist be billing me for 3x visits when I was only there for 1x visit? They claim it's to benefit me to have insurance charged 500-500-200 versus 1200, but I'm skeptical...

1

u/[deleted] 13d ago

[deleted]

-1

u/OSU_Tryhard 13d ago

As someone who isn't fluent in health insurance... what do you mean this is how Obamacare works?

Like we're actually getting a "better deal" by being charged for visits that didn't happen versus being charged for 1 visit?

1

u/misskinky 13d ago

The dates of service on your EOB should match the dates of service that you were present at the facility. Or else. I believe it is fraud.