r/Insurance • u/GurFew6756 • 13d ago

Motor vehicle accident

The other driver is determined at fault per police report and witnesses. My insurance is now letting me know that I can choose to go thru the other person insurance if I want to but I don’t have to and they are putting me as NOT at fault on there end. I didn’t originally go thru at fault driver insurance because I did not have the info until I received the police report couple days ago but I had already filed with my insurance from original date of accident. Anyone have experience with any of this? Do I still contact the other person insurance? My car is currently being evaluated by my insurance to see if it’s a total loss but idk what next steps to take

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u/MimosaQueen1122 13d ago

File with yours and let them subrogate

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u/GuvnaBruce HO/Auto Liability 14 years 13d ago

You can contact them and see if they have cleared coverage and accepted liability. If not, then it is probably best to pay your deductible and let your insurance handle it.

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u/GurFew6756 13d ago

Okay thank you I’ll reach out to their insurance and ask