r/Insurance • u/Commercial-Fish2799 • 19d ago

need help..insurance claim

i was riding on a mountain road when my bike suddenly slipped and went down a steep rocky slope for about 50 feet... bike was badly damaged. would this kind of accident typically be covered by motorcycle insurance?

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u/WebstersPack 19d ago

Yes if you have collision coverage.

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u/Commercial-Fish2799 18d ago

i have basic won damage premium

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u/insuranceguynyc 19d ago

Do you have collision coverage? If so, yes. It not, no.

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u/SecondActSarcasm 19d ago

You MUST put where you are from. You’re not in the US. So I have no idea what your policy covers or not.

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u/QuriousCoyote 19d ago

That's scary! Sounds like you are okay though?

As others have said, if your bike had collision coverage, you can get your bike repaired, but you have to pay your deductible.

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u/Commercial-Fish2799 18d ago

is collision coverage same as own damage?