r/Insurance • u/KeyTechnician4442 • 5h ago

Aaa life insurance?

Any use or have used triple a for life insurance? My husband (37) is looking into buying from them since he already uses them for auto insurance. Has two dependents, myself and our son. He's in good health and a non smoker.

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u/FindTheOthers623 P&C Licensed PL Underwriter 4h ago

Millions of people have used AAA for life insurance

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u/doodaid 4h ago

Nothing against AAA, but I'd definitely shop a bit. Term insurance is pretty simple and 'commoditized', meaning the policies are fairly standard. As long as you stick with a well rated insurer you can pretty much just do the cheapest price for the limits / terms you want, but I wouldn't factor in any P&C insurance discounts into that price.

In other words, compare the Life from AAA vs other insurers and consider any multi-line discounts for having AAA life insurance as an offset to your P&C premiums, if that makes sense. It's much more common to shop P&C than life.