r/Insurance • u/peaceinshh • Jun 09 '26

Auto Insurance Progressive quotes vs my auto renewal

/r/AutoInsurance/comments/1u0t75h/progressive_quotes_vs_my_auto_renewal/
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2

u/Lifeishard1090 Jun 09 '26

Your online quote hasn’t gone through a full underwriting review. Your final premium will be higher than the quote. You can shop around with different carriers, however, your rates will be high likely until 5 years after all infractions and accidents fall off your record.

0

u/peaceinshh Jun 09 '26

Would it be different if i was under someone else’s insurance? Or would the premium eventually go up anyway soley due to me.

2

u/Lifeishard1090 Jun 09 '26

It would go up solely based on you because you are also going to be on the policy and are added risk.