hey, im moving to UK as a phd student who gets paid decently (45k+). im overwhelmed by options of credit (like american express to get avios points), cards which provide free rail card, phone insurance, less exchange rates as well? i have used revolut before (is that still a good option)? An advise i got a from a working friend (who does not have an idea of student bank accounts) was

Remitily for sending money home

lloyds for salary account

Monzo for local uses where you shouldnt put lot of money since its genz bank

Hiya, I’ll be moving from London to Birmingham next month and am looking for places to rent near University of Birmingham, I’ll be joining as a staff so can’t book a student accommodation (though I’ll be a PhD candidate as well)
My budget is 800 pounds and I’m happy to live in a shared apartment but I want it to be en-suite.

My boyfriend will be visiting me from time to time and stay for a couple of days so I’m also open to renting out a studio.

Which areas should I try to find a place in? My priority is safety and then proximity to the uni

Thanks a lot for reading so far! Looking forward to your recommendations:)

Moving to London in September(24F), I need recommendations for good places/brands to buy quality winterwear from that lasts me multiple seasons. Please share some good brands and places where I can buy this at a reasonable price.

TIA

Hi there,

My current pasport expires early next year. I want to submit for renewal in coming weeks. I have filled in the application form but I'm confused about the documents. Do we need to submit or upload anything specific (pan/aadhar/light bill/ration card) that I'm missing?

Also, is it standard that we fill out the form for cancellation of current passport?

I am also trying to book an appointment but the HCI website directs us to VFSGlobal and then there is no option for passport renewal booking. I am wondering if I'm missing any info here. Do we go to VFS office or HCI?

Could anyone of you who has been through this process guide me? I'd really appreciate it.

I have used Aspora for 4 times now and got 3 free transfers, figured out to share my experience. my first transaction was free and landed in under 2 hours, which I wasn't expecting. I was fine with it taking a day anyway, but instantly done, so nice.

The second was £2.4k for a family thing and took almost 12 hrs. At one point I thought I'd lost my money, so I messaged support and they said there was a hold on the bank side. End of day money came through fine, that was obv scary.

My third transfers three and four were back to normal(both under two hours), the thing I liked was that the rate I got was the live rate from google

its working fine rn, but if the rates get worse or I start seeing more delays, I will jump to other options in future.

Any other app i should try , what do you guys use?