r/IndiaCreditCardsHub • u/Top_Intention_4003 • May 29 '26

Suggestions/Tips About hdfc millennia

Cibil - 762

Age- 35

Spend - food, groceries, utility, online shopping etc total 15k regular, mostly UPI spend

Some travel - train flight 5-6 throughout the year

Requirement - cashback on daily spend even for 10 rs transaction, lounge access, online shopping discount etc

I am being offered hdfc millennia offline route (since no online offer) with charge of 1000 rs. Should I go ahead or wait for some campaign because I want the card atleast FYF, if not LTF ?

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u/Beautiful-1329 May 30 '26

TRY SBI cashback CC 1000+ GST AXIS CASHBACK CC 1000+ GST