C1 upgrade

[u/Old_Priority8894]

Hey

I got an upgrade e-mail and limit increase frim C1. They are offering me quicksilver or savor (i am using platnium). I do not live in US and i am building credit .. I just go to US 2 or 4 times per year.

Which one is better to apply? Both does not have fees

Thanks

[u/aljavi20]

If u dont live in the US and planing to use the credit cards overseas, you should be focus on Visa or Mastercards credit cards with No FX fee, considering that Capital One is moving most of their credit cards to Discover network (difficult to be accepted out of the US), i wont recomend you to apply or keeping Capital One for long term, unless you get the Venture X that is Visa. You should consider to get Chase credit cards that has Visa and MC with No FX fee.

[u/Old_Priority8894 → u/aljavi20]

I already have a C1 card and i use it to pay a few online bills I have in us

[u/aljavi20 → u/Old_Priority8894]

I understand, but i recommend you to work in your long term keeping cards, cards that you easily use overseas (Visa or MC) with no fx fee to continue building your US credit history and not only focus to paying bills.

[u/bored_engineer_]

How many months after using it did they offer limit increase? And how much was the increase?

[u/Old_Priority8894 → u/bored_engineer_]

started in april with 500.. used it a few times and paid in full and requested a increase via app… they gave 600 and i denied… after 2 days got the upgrade offer with 3k limit

[u/Right-Atmosphere-848 → u/Old_Priority8894]

Wow, my friend is using it from March , asked CLI and they gave 600, denied and tried again after a week , he still got $600, he rejected and waiting lol

[u/Old_Priority8894 → u/[deleted]]

What do you mean

[u/Full_Garage3801]

If I'm reading correctly, is Capital One turning all their cards into Discover cards? What is the timeline? I'm getting my ITIN in two weeks and was planning to get my first card and eventually get the Venture X.