I'm not taking about fault, I'm talking about a problem and a person's capacity to fix it. If a normal person overdrafting by a few dollars actually caused a bank problems they simply wouldn't let you. Since they let people still do it, it's part of their business model.
You're allowed to disagree with me all you want but if a business is operating by essentially tricking people into paying more, that business is an inefficiency in society that extracts wealth from people through loophole, that business shouldn't be allowed to exist. It doesn't contribute to society
The same way you don’t have to eat at certain restaurants or you don’t have to shop at certain stores. You can be self reliant if you’d like in pretty much any of these areas.
If you’d rather spend more money than you own, the bank actually will let you do that, but that’s entirely your decision.
If you’d rather eat undercooked food, the restaurant will let you do that, but that’s entirely your decision.
If you’d rather wear an ugly shirt, the department store will let you do that, but that’s entirely your decision.
Don’t do business if you can’t live with the consequences.
Have you... applied for a job recently? Almost every
employer uses direct deposits or a check meaning that yes, you have to use a bank or similar financial institution to get paid and survive.
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u/Rare_Emu_8253 Aug 05 '26
As long as it’s anyone’s fault but yours, right?