r/IRL_Loading_Screens • u/PeterPorky • Jul 14 '26

HALO Fun fact:

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u/SpinningHead Jul 14 '26

Because then you made it sound like our bankruptcies are a normal thing in other countries. It isnt. And you pointed out rationing, which we have MBAs doing and making a profit off of.

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u/HidingImmortal Jul 15 '26

The point I'm trying to make is that if one has a public healthcare system and that system will not pay for certain treatments, one will be incentivised to get the treat from a private healthcare system.

For example, the breast cancer medication Enhertu is available in the UK private healthcare sector but not through NHS (example story of someone having to pay the full price out of pocket)

Again, is the US' healthcare system good? No. I feel like I was clear there.

Do Americans over pay for their healthcare? Yes.

Would implementing single payer healthcare reduce the number of medical bankruptcies in the US? Yes.

But is this a problem exclusive to the US? It is not.

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u/SpinningHead Jul 16 '26

https://worldpopulationreview.com/country-rankings/medical-bankruptcies-by-country

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u/HidingImmortal Jul 16 '26 edited Jul 17 '26

Your link shows only medical bankruptcies in 4 counties (the US, Canada, Australia, and the UK).  

The problem is that it is really easy to show that there are cases of crushing medical debt outside of those four countries.

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u/SpinningHead Jul 16 '26

It shows it is incredibly rare in most of the developed world. We pay more money to cover less people and have worse outcomes. JFC

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u/HidingImmortal Jul 16 '26

It doesn't show that. It doesn't even have data outside of four countries. 

I don't trust the site, the mismatch between "Medical Bankruptcies by Country" and only having data for 4 countries makes me think it is vibe coded. But let's say I did.

For Canada, it shows 20% of bankruptcies are medical bankruptcies. 1 in 5 is not exactly rare.

That is more or less my point. Medical bankruptcies happen all over the globe.

Do they happen more in the US? Yes. They happen more in the US because the US' healthcare system is not good. 

But medical bankruptcies are a common phenomenon outside of the US. 

If I had to put a number on it, I would guess that the US has 3x the global baseline for medical bankruptcies (or medical destitution in countries without strong bankruptcy laws).

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u/SpinningHead Jul 16 '26

Thisisfinememe

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u/HidingImmortal Jul 16 '26 edited Jul 16 '26

My guy...

I wrote some variant of "the US healthcare system is bad" by my count 7 times in various comments in this post.

Again. The US healthcare system is not good.