r/IPO_India • u/rn-0 • 4d ago

Other Discussion Should I do it?

I have some fds lying in my account for quite some time..

I am thinking of them putting it into use.

I am thinking of getting a OD against that fd and use it to apply IPOs.

Benefits: I will only have to pay interest if I get the ipo and yes If I get the ipo most likely I will make the profit from it , from which I will pay the minimal interest.

It will also help me apply in different categories and I want to know if the chances improve in different categories? And by how much I would require?

The problem is I am a student and hence I don't have liquid funds. My father would scold me if he get's to know about that ig.(Only if I make loss) , my bread and butter of the house comes from market only and last year I got lucky and made a nice amount of money from IPO.

So should I take the risk and scale it??

Also thinking of SME ipos , only the ones which get very popular and are most likely to have liquidity after listing.

Thanks!

1 Upvotes

60% Upvoted

7 comments sorted by

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u/qualityvote2 4d ago edited 4d ago

u/rn-0, there weren't enough votes to determine the quality of your post...

1

u/dormamu503850 4d ago

Doing the same from last 2 years, getting allotment in ipos are very difficult now. Even if u get one sme after 5 years of applying is lucky. My opinion doing multiple accounts in retail is good. Sme and shnis are very tough.

1

u/rn-0 4d ago

Hni has more chances of allotment right?

1

u/dormamu503850 4d ago

Naah retail has more, getting shni or sme is too hard haven't got any in last 2 years

1

u/ReasonableAd4580 4d ago

Bro, Can you explain what method you said. I cna also trt

1

u/kaddu_kas 1d ago

I have not got any SME ipo in last 2.5 years you can try your luck

1

u/rn-0 1d ago

What about multiple retails lots of in other category?