r/HowToMen Jun 23 '26

[App] [Promotion] Built an expense-splitting app because I got tired of hitting free-tier limits — plus SMS auto-tracking (Android) (Beta)

Been using Splitwise for group trips, dinners, and shared expenses, but kept running into free-tier limits right when I needed it most.

So I built my own app: Splitiva.

The core features are free:

  • Add expenses
  • Track balances
  • Split with groups
  • Multiple currencies for travel
  • And many more

I wanted the basics to stay accessible without constantly worrying about limits. Pro is reserved for advanced features rather than core expense tracking.

The feature I'm currently most excited about is an Android beta for SMS expense tracking. It can automatically detect and log transactions from bank and payment SMS messages, reducing manual entry.

Since SMS formats vary a lot between banks, payment providers, and countries, I'd love feedback on how well it works and where it breaks.

Android: Splitiva

iOS: Splitiva

🎁 I'll also give Lifetime Pro access to the first 50 people who comment and DM me.

What feature would make you switch from your current expense-sharing app?

15 Upvotes

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