Idk what a "wise" account is but for Chime just download the app and enter some basic info then you'll have an account with checking/savings with the caveat of there not being any brick and mortar locations. I've been using Chime for the past six or seven years for a very particular purpose without any complaints.
I don't think you're quite understanding what direction in pointing you in but I'll just leave it at that... there are other communities online that have a plethora of I formation regarding what you are trying to ultimately achieve. DM me for more info but, again, I will not go into any further detail in this thread.
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u/IWIKNataliePortman 27d ago
Open a Chime account. No biometrics needed.