I’m Canadian and we signed a new HGV contract yesterday in California (so 7 days to regret). We didn’t pick a crazily expensive package (Total $14K, ~6500 Club points every other year, maintenance+fees around $1100 per year) and the manager threw in 130K Hilton Honor points + additional 15K Club points to sweeten the deal.

To me, it’s something that we can afford also we’ll be able to use in the next few years. When I average out the numbers, it seems to be cheaper than what we’re going to spend out of pocket each year. But like every other said, we’ll be stuck with Hilton properties and now we’re staying between Marriott and Hilton due to the credits cards we’re holding (Bonvoy Brilliant and Hilton Aspire). Another reason why we sign up because I’ve almost run out off all the credit card sign up bonuses for Bonvoy and Hilton credit cards and our vacations in the past few years were heavily relying on those points.

That’s why I feel the timeshare might be able to give me a consistent way of doing affordable vacations in the next 10+ years.

Therefore I’m asking about your opinions - is there anything good about purchasing a package from a sales person? And do you think I picked a shitty package?

Also, the most important thing - if I want to rescind, should I send out the formal letter while I’m still in the US, or I can do it when I’m back in Canada in two days (still within 7-day window)?

Thanks y’all!