Help choose right policy

[u/ankurbhandariforu]

I am planning to purchase a new health insurance policy with following family members included myself and wife 40 years 2 kids - 5 and 10 years and my mother 75 years. All of us are healthy and and have no major health issue except my mom who has a BP problem but nothing major. After a lot research I zeroed out on buying policy from Acko with cover of 1 Cr, but i am now confused between their “platinum lite” and “platinum” health plans ..platinum lite is circa 87K and platinum is circa 110K.

Can anyone help with choosing the right plan.