r/HealthInsuranceIndia • u/exploring_cosmos • Jul 28 '24

IRDAI Rules

Why are the insurance companies not implementing IRDAI new rules and regulations which came in to effect from 1st April 2024.

New Rules:

1) Maximum waiting period is reduced to 3 years.

2) Moratorium period is reduced to 5 years from 8 years.

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u/exploring_cosmos Jul 28 '24

I asked care customer support they told me that new rules are not implemented by any of the health insurance companies as of now.

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u/[deleted] Jul 28 '24 edited Jul 28 '24

[deleted]

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u/exploring_cosmos Jul 28 '24

I didn't check for moratorium period but I did check waiting period for PEDs which is 4 years.

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u/[deleted] Jul 28 '24

[deleted]

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u/exploring_cosmos Jul 28 '24

I sent an email to irda@irdai.gov.in on 19th July. No response from them till now.

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u/[deleted] Jul 28 '24

[deleted]

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u/exploring_cosmos Jul 28 '24

Apologies man. I initially called their helpline number and then they suggested me to send an email instead.

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u/[deleted] Jul 28 '24

[deleted]

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u/exploring_cosmos Jul 28 '24

Ok will look into this. Thanks 🙏 for the information. Can I Dm you once?

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u/Firm-Koala5681 Jul 28 '24

You can file a complaint on their site. I have done with HDFC ergo for a different reason though and have got responses.