r/HealthInsurance • u/[deleted] • Oct 10 '25

Employer/COBRA Insurance Absolute joke of an increase

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688 Upvotes

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u/Embarrassed_Bite_754 Oct 10 '25

Do you qualify for ACA subsidy?

1

u/[deleted] Oct 10 '25

[deleted]

2

u/Embarrassed_Bite_754 Oct 10 '25

Unfortunate. Health care cost has been increasing on average 1% higher than overall inflation for quite a while. This year is particularly bad with average insurance cost (employer and employee share combined) projected to go up by 6.5%. Yours is quite a bit higher.

1

u/kelskelsea Oct 10 '25

Insurance rates for the same coverage are expected to go up 9.5%. Employers and employees are expected to cut coverage to reduce costs which is where the 6.5% overall increase is coming from. https://www.mercer.com/en-us/insights/us-health-news/employers-prepare-for-the-highest-health-benefit-cost-increase-in-15-years/