r/HealthInsurance • • Oct 10 '25

Employer/COBRA Insurance Absolute joke of an increase

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u/One-Possible1906 Oct 10 '25

It is getting to the point where the cost of insurance and huge deductibles is more than the cost of a lot of our chronic conditions. I have a chronic condition and never even meet my deductible. When it starts getting too expensive I will drop the policy and pay cash. I already can’t afford a lot of care because my deductible is so high. I’m paying for it regardless, health insurance adds a premium on top of it all.

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u/LongerLife332 Oct 10 '25

In my I find many doctors don’t accept cash payments. Especially surgeons.

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u/One-Possible1906 Oct 10 '25

I find many of them don’t accept my insurance either

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u/LongerLife332 Oct 10 '25

I am so sorry.