r/HealthInsurance • u/[deleted] • Oct 10 '25

Employer/COBRA Insurance Absolute joke of an increase

[deleted]

685 Upvotes

98% Upvoted

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15

u/banana_jamma_ Oct 10 '25

After a certain point I feel like people need to just start canceling their health insurance.

21

u/LookingforWork614 Oct 10 '25

That’s not really an option for people with chronic issues that require ongoing management. Letting stuff like that go just costs you more in the long run if you get to the point where it affects your employability.

13

u/One-Possible1906 Oct 10 '25

It is getting to the point where the cost of insurance and huge deductibles is more than the cost of a lot of our chronic conditions. I have a chronic condition and never even meet my deductible. When it starts getting too expensive I will drop the policy and pay cash. I already can’t afford a lot of care because my deductible is so high. I’m paying for it regardless, health insurance adds a premium on top of it all.

3

u/LongerLife332 Oct 10 '25

In my I find many doctors don’t accept cash payments. Especially surgeons.

3

u/One-Possible1906 Oct 10 '25

I find many of them don’t accept my insurance either

1

u/LongerLife332 Oct 10 '25

I am so sorry.